Earlier quoted context omitted.
> AIs and other opaque processes making decisions are incredibly frustrating. Simply better messaging would fix most of this. One approach is to be upfront and say: Our automated AI systems have decided that it probably isn't in our best interests to do business with you. We can't elaborate on why, because that would give clues to spammers to help evade our detection of them. However, if you are willing to pay us $15…
> pay us $15, then some business-school asshat will say "wait! I have the most disruptive idea! let's tweak the algo to get 10% more rejections because analytics show 5% of rejectees result in a conversion!" As he proceeds to get a bonus for momentarily boosting revenue while permanently enshittifying the product.
You'd think in 2023 we'd have figured out this whole identity thing by now. Crypto has some unique ideas, but they don't really get all the way there. Things just aren't "mandated", or ubiquitous enough.