Earlier quoted context omitted.
Another sad anecdote: A bank in Finland suspended an account for a text in free-form message field of a bank transfer. The message was for a vet visit of a dog named Ira. When you say "Ira's payment" in Finnish, you add suffix -n, so the text field said Iran, which of course must indicate money transfer to a sanctioned country. It is comforting to know that the bank system catches all the illegal activity that the sa…
An acquaintance of mine (in Europe) had a default bank transfer message "al-qaeda terrorist fund" for years and years. That did finally raise some flags, but a visit to a bank office was enough to get the account unblocked. Being a bit stubborn, he still kept the message and just applied rot13 to it.
Until I read that the law in my country explictely forbids "deceiving" the police...