Earlier quoted context omitted.
> my sister who had a masters and is making $35k as a teacher Tennessee If it's a public school, those loans should begin falling off after five years and be forgiven after ten [1]. [1] https://www.forbes.com/advisor/student-loans/teacher-student...
IIRC PSLF originally required not ten years of elapsed time but rather 120 sequential on-time payments in full under a qualifying repayment plan, where "on-time" was determined by the loan servicer. And you had to keep working beyond that time until the application was approved (most were rejected) and processed (probably as quickly as government departments usually operate.) Loan servicers had every incentive to thw…
The sequential requirement has been removed, right?