Earlier quoted context omitted.
If you go anywhere where they hold a tab open, such as a bar, you can't do that with tap/chip. Not that that's a blocker, since worst case you do a bunch of single transactions, but it's an annoyance.
Originally I was thinking they could handle an open tab like a gas station — place a hold on the card for $X for an open tab. But then, the more I thought about it, I’m not sure I want to be the bartender that has to explain why there was a hold of $100 on a college kid’s debit card. Sorry you can’t buy lunch, but the hold will get released in a few days, so it’s ok! There’s got to be a better way…
Crazy Thin ‘Deep Insert’ ATM Skimmers
121–130 of 484 posts
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#122I think the magnetic strip needs to go. We hardly use them in Australia to the point where one of our major banks actually has a touch reader on their machine. Some sort of one-time verification would be great. An SMS or a push notification would go a long way to making this type of scraping harder. Or eliminate the card altogether - Cardless Cash.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#123Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#124Earlier quoted context omitted.
> Already there are a (small) number of modern restaurants that don't accept cash in my area. Is that even legal?
It isn't in NYC[1]. We have some local businesses that ignore the law, and are (supposedly) being fined daily for continuing to violate it[2]. I'm not sure if the city has managed to collect yet. [1]: https://legistar.council.nyc.gov/LegislationDetail.aspx?ID=3... [2]: https://nypost.com/2021/12/04/nyc-businesses-told-to-pay-up-...
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#125In my county you literally get messages for every transaction. And you also have to add in otp for every transaction online.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#126Earlier quoted context omitted.
I love using cash. Sometimes I don't when my local ATM is down (which seems to happen so often...), but when I can it feels much better to me. No digital records, no potential for this type of skimmer or other scam, don't have to give up my ATM pin, no worrying about my phone running out of charge, able to give it away freely to anyone in need without setting up a digital transfer, the old taco truck still only takes…
> No digital records, no potential for this type of skimmer or other scam I don't understand. How are you not exposed to this type of skimmer when it only attacks those who use cash ATMs, like what you do?
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#127This is why I really like the added security of the new Apple magnetic wallet I got. The wallet holds your cards and attaches to the back of the phone using magnets. While the inside of the wallet is magnetically shielded, I’ve found it’s nearly impossible when actually handling the magnetic wallet not to accidentally pass the card past the outside of the magnetic wallet. I have found that my card no longer works in…
I can see how this is annoying, but I think I use the magstripe 1 time per year on average. Although, I could see it being used more often by bartenders and other merchants who take my card.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#128Is anyone else annoyed that: - We could have had chip & PIN, but for some reason (I'm guessing it's to do with how merchants take the hit for card fraud and VISA + MC think having to punch in a few numbers each sale will lead to fewer sales) - Those tap targets on CC readers sometimes aren't where the antenna is, and you have to rub your card all over the reader to get it to work? - Chip transactions take way longer…
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#129Earlier quoted context omitted.
Well a restaurant bill is in some sense a debt for the food that was already provided.
I'd love to see what happens if I eat a meal, then say, "Sorry, I only have cash." They can be mad about it, but I don't think I'm breaking any laws by not having their preferred payment method to pay that debt, right? They can even ban me from the restaurant but—for that meal—I can't get charged with theft of services (or whatever the innkeeper laws are that relate to this situation)
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#130Anyway, I have a few of these I use for pentests / audits https://electroniccats.com/store/huntercat/
I've caught and reported two pumps at fuel stations near where I live. One of them I watcheded when the police showed up and with the fuel station employee removed the ble module storing the data.