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Crazy Thin ‘Deep Insert’ ATM Skimmers

krebsonsecurity.com

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Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#71

Post by iamben »

bastardoperator wrote: post #20
bryan0 wrote: post #9

It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...

Same, to be honest I feel like I haven't seen actual money in years. I'm always surprised how much it changes every time I get close enough or actually handle a bill. To be fair though, after seeing physical Canadian money (got some bills and coins for my son), US money isn't nearly as cool.

I had to pay a driver in cash recently. It was the first time I'd used cash since before Covid, and it was crazy to realise that.

I think (in the UK), raising the contactless pay limit, and then all the places that just moved to fully cashless over covid accelerated everything.

I know it's a priveledged position to say it, but contactless is great and I absolutely don't miss cash and coins.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#73

Post by MBCook »

skunkworker wrote: post #22

I'm still a little surprised I can't easily get chip-only credit cards that have no magnetic strip on the rear, but rather have a backup card that has a strip, and use chip/tap for everything else.

You could always erase the stripe with a magnet.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#74

Post by kube-system »

phinnaeus wrote: post #21
reaperducer wrote: post #16

Earlier quoted context omitted.

I often just leave the house with my phone and buy stuff with apple pay. I admire your uncomplicated, predictable life. Sometimes I want to buy something from a guy with the ice cream cart at the park. Sometimes I need to tip a valet, a doorman, a hotel maid, or another service worker. Sometimes I want to buy Girl Scout cookies from the girl with the table on the corner. Sometimes I want to buy something from one of…

I think it's clear the person you're replying to isn't from the US since they seem unaware of how prevalent even magnetic swiping is in the US (or was when I left before the pandemic, when I visited a few months ago it seems interest in contactless has finally started to catch on).

The only thing that has changed in the past couple years is that a few more of the larger gas stations chains have renovated with new chip readers. Most small businesses are switched over.

You can still count on old gas pumps and pay parking kiosks using mag stripes.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#77

Post by RockRobotRock »

TaylorAlexander wrote: post #46

This is why I really like the added security of the new Apple magnetic wallet I got. The wallet holds your cards and attaches to the back of the phone using magnets. While the inside of the wallet is magnetically shielded, I’ve found it’s nearly impossible when actually handling the magnetic wallet not to accidentally pass the card past the outside of the magnetic wallet. I have found that my card no longer works in…

I can see how this is annoying, but I think I use the magstripe 1 time per year on average. Although, I could see it being used more often by bartenders and other merchants who take my card.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#78

Post by sirsinsalot »

bryan0 wrote: post #9

It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...

I only get cash out for buying drugs.

That's my use case.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#79

Post by kube-system »

jlawson wrote: post #66

Can I be safe against this if I just put electrical tape over the magnetic stripe on the credit card? Or any other kind of covering. If I ever actually need it (very rare) I can just pull the tape off.

I wouldn’t do that for ATMs and the such that suck your card inside, for fear it would get stuck.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#80

Post by jmharvey »

tialaramex wrote: post #44
bryan0 wrote: post #9

It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...

As the article says, some smaller outfits still use card stripe data. The impetus to get retailers to start using the chip was "Liability shift". The payment networks gradually changed the rules (I think in the US pay-at-pump gasoline purchases were last to get this, while big retail stores were earlier) so that the liability if a transaction is latterly discovered to be fraudulent is with the retailer who accepted t…

In my experience, the mom and pop outfits usually have a reasonably modern system from verifone/square/etc that accepts tap to pay; it's the giant behemoths (e.g. USPS or Lowe's) where I'm more likely to encounter antiquated payment tech.
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