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Crazy Thin ‘Deep Insert’ ATM Skimmers

krebsonsecurity.com

101–110 of 484 posts

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#101
post #48
post #4

Earlier quoted context omitted.

Most technologies with a huge installed base are obsolete compared to the state of the art. The larger the installed base, the higher the likelihood it is lagging behind the current patch revision. Magstripes and internal combustion engine ground vehicles are probably the two biggest examples outside of sociology/government.

What's the state of art for sociology/government?

Something other than the church or representative government for sale to the highest bidder.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#102
post #24

Earlier quoted context omitted.

I love using cash. Sometimes I don't when my local ATM is down (which seems to happen so often...), but when I can it feels much better to me. No digital records, no potential for this type of skimmer or other scam, don't have to give up my ATM pin, no worrying about my phone running out of charge, able to give it away freely to anyone in need without setting up a digital transfer, the old taco truck still only takes…

> Already there are a (small) number of modern restaurants that don't accept cash in my area. Is that even legal?

Its illegal in Massachusetts

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#103
post #49

Earlier quoted context omitted.

It must be in my area, and it seems to be legal at the federal level in the USA. "There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. Private businesses are free to develop their own policies on whether to accept cash unless there is a state law that says otherwise." https://www.federalreserve.gov/faqs/currency_127…

Well a restaurant bill is in some sense a debt for the food that was already provided.

There are restaurants where you do not receive the food until after you pay.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#104

I use contactless to get money out of the ATM. It looks like they'd get my PIN in this method but they can't replicate the card, then, right?

"Contactless" is not a noun, and I refuse to allow it to become one without opposition.

I apologize, I meant "I contactless my money out of the ATM".

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#105
post #90
post #59

Earlier quoted context omitted.

With just about everything either chip or tap now, is there any danger in just scratching out the mag stripe of my cards?

If you go anywhere where they hold a tab open, such as a bar, you can't do that with tap/chip. Not that that's a blocker, since worst case you do a bunch of single transactions, but it's an annoyance.

Originally I was thinking they could handle an open tab like a gas station — place a hold on the card for $X for an open tab. But then, the more I thought about it, I’m not sure I want to be the bartender that has to explain why there was a hold of $100 on a college kid’s debit card.

Sorry you can’t buy lunch, but the hold will get released in a few days, so it’s ok!

There’s got to be a better way…

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#106

Earlier quoted context omitted.

Well a restaurant bill is in some sense a debt for the food that was already provided.

There are restaurants where you do not receive the food until after you pay.

And with those restaurants you don’t have a “debt”, so they don’t have to accept cash (unless your state has a law about it).

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#107
post #9

It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...

I only get cash out for buying drugs. That's my use case.

Drugs, marketplace/Craigslist stuff, farmers markets and food stalls, all tips unless it’s a restaurant, a lot of my landscapers/contractors etc.

Re: Crazy Thin ‘Deep Insert’ ATM Skimmers

#108
post #90
post #59

Earlier quoted context omitted.

With just about everything either chip or tap now, is there any danger in just scratching out the mag stripe of my cards?

If you go anywhere where they hold a tab open, such as a bar, you can't do that with tap/chip. Not that that's a blocker, since worst case you do a bunch of single transactions, but it's an annoyance.

Why is that? Due to older machines used or something else?
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