Earlier quoted context omitted.
This is my take. Mid 40s and I’ve never owned a toaster in my adult life, but the toaster oven gets frequent use. However I don’t make plain toast ever. I suppose if I did, especially in the AM, I’d see the appeal.
Never owned a toaster. If I want toast I just do it in a pan. It surprises me how many people don't realize you can just use a pan.
Meanwhile if you’re in the cohort that enjoys homemade toast, enough very infrequently, you almost immediately find value in owning even a $10 toaster.