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Indiana life insurance CEO says deaths are up 40% among people ages 18-64

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Re: Indiana life insurance CEO says deaths are up 40% among people ages 18-64

#271
post #5

Quoted post unavailable.

I’ve read the article - I don’t see where it specifies the cause of the reported deaths. I interpreted it as deaths caused by Covid. Do you have a reason to interpret it differently?

They didn't really specify the causes, but they did indicate that COVID was generally NOT on the death certificates.

Re: Indiana life insurance CEO says deaths are up 40% among people ages 18-64

#272

Earlier quoted context omitted.

That's not how it works. For a geometric distribution with p=1/80 the mean or expected value is indeed 80. https://en.wikipedia.org/wiki/Geometric_distribution Your gun example has a uniform distribution between 1 and 80 with an expected value of roughly 40 if you don't spin the chamber each time between pulling the trigger. If you spin it each time, then it's again the geometric distribution and the expected value i…

"evenly distributed" implies uniform distribution

To be fair, they said the risks are evenly distributed, not that deaths are.

Re: Indiana life insurance CEO says deaths are up 40% among people ages 18-64

#273

Earlier quoted context omitted.

> that by using the term "3 sigma" I'm assuming they're modeling the data as a normal distribution variance and standard deviation don't only apply to normal distributions. and "sigma" is the symbol normally used for variance regardless of the underlying distribution. > I'm assuming sigh.

Yes, I'm fully aware that variance and standard deviation apply to any sample or population, and that sigma is normally used for standard deviation. However, in everyday usage, saying something is a "2 or 3 sigma" event nearly always refers to a normal distribution unless otherwise noted, because otherwise that information doesn't really tell you anything. Is only with a specific distribution that can imply a percent…

And the number of people dying per (large) unit of time is almost certainly well approximated by a normal distribution, modulo seasonal variation and events such as this (which break the "independence" assumption of the CLT).

Re: Indiana life insurance CEO says deaths are up 40% among people ages 18-64

#274

Life Expectancy in U.S. Declined 1.8 Years in 2020, CDC Says https://www.wsj.com/amp/articles/life-expectancy-in-u-s-decl... This is for 2020 - COVID-19 deaths are more for 2021. Really wild numbers if you think about it.

It also hints that covid-19 related deaths are undercounted in the us.

Or that second order effects from covid prevention policies have led to many extra deaths. e.g. suicides, alcoholism, drug overdose

Have to look at the numbers to understand

Re: Indiana life insurance CEO says deaths are up 40% among people ages 18-64

#275
People tend not to die in that age range from natural causes. Even covid has a relatively low impact in that range. For instance, I’d expect higher deaths in 2020 from covid than this year, assuming the vaccines are effective and not causing the issues (perhaps they are...?)

I’m curious what factors are the major causes. I’m guessing mental health, obesity and drugs. Although anecdotal, I know multiple people who had a major downward spiral the past 12 months, particularly in mental health. Delaying treatment the last 18-24 months for basic checkups could also lead to some major issues.

Re: Indiana life insurance CEO says deaths are up 40% among people ages 18-64

#276

I can already see this being used as a source that the vaccines are the reason for the increased deaths. Could anyone point out if how vaccines as the casue could be ruled out by this data?

Why are you asking to rule it out and not question wether or not it _might_ be a contributing factor (however that might be)?

Re: Indiana life insurance CEO says deaths are up 40% among people ages 18-64

#277

Earlier quoted context omitted.

https://www.ssa.gov/oact/STATS/table4c6.html has the actuarial table by age, which is indeed a base rate above 0.002 from age 46 onward.

Wow, remarkably the Queen, who is 95, is unlikely to make it to 100. In fact her annual hurdle rate is greater than 1/5. Am I reading this wrong?

No post body was provided.

Re: Indiana life insurance CEO says deaths are up 40% among people ages 18-64

#278
post #75

“Just to give you an idea of how bad that is, a three-sigma or a one-in-200-year catastrophe would be 10% increase over pre-pandemic,” he said. “So 40% is just unheard of.” This sounds very strange indeed, I'd like to see the numbers. For instance Euromomo https://www.euromomo.eu collects the statistics about death rates, here is a plot for the Italian death rate and you can see the mortality spikes with the covid wa…

> 3 standard deviations, which is really unbelievable People reporting on deaths have to average over a period, otherwise you find deaths drop on weekends and spike on mondays because that's when the paperwork gets processed. In this case, they're averaging over an entire quarter. I could well believe that the variance in death rates between Q4 2008 and Q4 2018 had a standard deviation of 3% - an entire quarter is a…

If you did it annually, you'd get rid of seasonal effects and probably get a smaller std dev. Using quarters gives you the full variability of the seasons, so it is a more conservative 3 sigma, in a sense.

Re: Indiana life insurance CEO says deaths are up 40% among people ages 18-64

#279

Earlier quoted context omitted.

It also hints that covid-19 related deaths are undercounted in the us.

The Economist article posted here a few days ago had the US at a bit over 1 million deaths. https://www.economist.com/graphic-detail/coronavirus-excess-...

Assuming that COVID deaths are fully accounted for, that would mean about 200k excess deaths due to other, presumably COVID related, factors (suicide, drug overdose, ...).

Re: Indiana life insurance CEO says deaths are up 40% among people ages 18-64

#280
post #21

I wonder what the fentanyl factor is.

Fentanyl factor did not start in March of 2020.

Too many fentanyl shipments got sized in 2020, so they partially switched to the 100x more potent (and lethal) carfentanyl. Since it's so powerful a slightly badly mixed product that would have been safe-ish using fentanyl become assuredly lethal with carfentanyl.

Have a look at the picture on this page to see how much lethal it is : https://www.bioonesantaclarita.com/biohazard-and-crime-scene...

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