Good luck can cover for bad decision making, but good decision making can't cover bad luck. You can mitigate but Murphy will have his due.
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> That’s the drop-off you experience at the lower price levels - there’s nothing between “This is a tiny but acceptable apartment” and “Slum apartments in stab-ville”.
This is more-or-less by design. It's what keeps people from "going native". (Literally, at least in the USA. We wouldn't even let the natives go native! Made them put their kids in our schools, wear our clothes, style their hair our way, and speak only our language. It was pretty fucked up. The open secret is that whites who got kidnapped by Indians and lived among them for a while tended to like it.[1] As in, they refused to go back to town or the farm. I'm not trying to say that the Native lifestyles and cultures didn't have problems, I'm saying that they had fewer problems than the European newcomers. For example: no homelessness. It wasn't until after the Europeans arrived that a man or woman in North America could become destitute.)
The give-away is the objection, "But who will pick up the garbage?", when one brings up the idea of a post-scarcity Utopia.
If there wasn't the specter of homelessness, we couldn't get anyone to haul our trash for us. That's the unstated assumption behind that objection. It's pretty ugly: "We need a lower class that can be kept in line with the threat of homelessness, vagrancy, and prison to supply cheap labor to do the things we don't want to do ourselves."
The obvious solution, don't have trash in the first place, doesn't get air time.
(But think it through: there is no such thing as trash or waste in Nature. The very concept of "trash" is human mental construction. There are plastics that biodegrade... etc.)
[1] "An Indigenous Peoples’ History of the United States", Dunbar-Ortiz https://www.zinnedproject.org/materials/indigenous-peoples-h...