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Employers use your personal data to figure out the lowest salary you'll accept

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Re: Employers use your personal data to figure out the lowest salary you'll accept

#161
post #98

Earlier quoted context omitted.

Wonder what you'd do with your passion in a just world where everything of creativity (okay almost) would not need to be turned into a income. I feel this fucking form of slavery as well hard. How sorry can life be?

How many acres are you personally willing to farm to let others eat without payment “in a just world”? How many days per month are you willing to pick up trash, sit in a fire station, or teach elementary school? It’s not slavery (if you) that other people won’t give you their output without payment. In fact, it’s closer to being slavery in the other direction if they have to work and you get the benefits of their out…

> In fact, it’s closer to being slavery in the other direction if they have to work and you get the benefits of their output without payment…

This sounds a lot like you've been conditioned to think there can't be an alternative to the current system. Even if I don't know what a better system would be, I can absolutely imagine that there are better options than what we've got. We should all want that and push for that and ask ourselves what it might be until we find it.

I can tell you this much about what I think would be part of that better system: we wouldn't leave people to sleep on the streets and we wouldn't have for-profit healthcare.

Don't let perfect be the enemy of good.

Re: Employers use your personal data to figure out the lowest salary you'll accept

#162
post #98

Earlier quoted context omitted.

Wonder what you'd do with your passion in a just world where everything of creativity (okay almost) would not need to be turned into a income. I feel this fucking form of slavery as well hard. How sorry can life be?

How many acres are you personally willing to farm to let others eat without payment “in a just world”? How many days per month are you willing to pick up trash, sit in a fire station, or teach elementary school? It’s not slavery (if you) that other people won’t give you their output without payment. In fact, it’s closer to being slavery in the other direction if they have to work and you get the benefits of their out…

Assuming that a farm would be owned by one person has already put a very tiny box around your world view

Re: Employers use your personal data to figure out the lowest salary you'll accept

#164
Many years ago, back when companies could ask for your previous compensation [0], a hiring manager once said to me "don't ever lie about your past compensation".

I wasn't sure how they could figure this out at the time until someone later pointed out that many corporations do a credit history check on you as part of the background check. This gives them access to past compensation.

The information asymmetry here is, as with much of hiring, pretty bonkers when they had both the current and past comp history during negotiations when you have just yours. You might also have the comp history of your friends too (if you share) but that's still tiny compared to the corporations.

0 - this was in NYC where it's now no longer allowed.

Re: Employers use your personal data to figure out the lowest salary you'll accept

#165

Many years ago, back when companies could ask for your previous compensation [0], a hiring manager once said to me "don't ever lie about your past compensation". I wasn't sure how they could figure this out at the time until someone later pointed out that many corporations do a credit history check on you as part of the background check. This gives them access to past compensation. The information asymmetry here is,…

I don’t recall ever seeing a salary in my credit report. Certainly when applying for credit cards you are asked but generally they have you include all sources of income including bonus, passive income, and alimony.

There are data sources for this info but I don’t think it’s technically a credit report.

Re: Employers use your personal data to figure out the lowest salary you'll accept

#166
post #81

Earlier quoted context omitted.

The elephant in the room is health insurance. We have a system where even if you have a fairly good income, buying insurance as an individual (or as a small company that isn't buying in a volume high enough for insurance companies to want to give you a discount) means that you'll in all likelihood be paying a lot more for a lot less coverage. The ACA attempted to solve this by having insurance companies offer plans o…

That's no longer true. You can have ICRA etc plans, for the tax benefits. The truth of the matter is that employers pay a humongous share of the health insurance bill, and if you shop directly, you will pay that 100% on your own. You do have to put in a little more effort, but as an employer you can build a hybrid plan and contract with certain networks, and lower your bill tremendously.

They're still maybe right. In CA, it's pretty common for the best plan you can buy as an individual to be half as good as whatever your employer offers and to cost twice as much as the combined employee+employer contribution.

How does ICHRA fix that? What's this "contracting with certain networks" you're referring to?

Re: Employers use your personal data to figure out the lowest salary you'll accept

#167

Many years ago, back when companies could ask for your previous compensation [0], a hiring manager once said to me "don't ever lie about your past compensation". I wasn't sure how they could figure this out at the time until someone later pointed out that many corporations do a credit history check on you as part of the background check. This gives them access to past compensation. The information asymmetry here is,…

I don’t recall ever seeing a salary in my credit report. Certainly when applying for credit cards you are asked but generally they have you include all sources of income including bonus, passive income, and alimony. There are data sources for this info but I don’t think it’s technically a credit report.

Experian does collect and sell income data about people, in fact i think they pay companies directly for this information. This is helpful for salary negotiations. It’s not in a normal credit report though, true.

Re: Employers use your personal data to figure out the lowest salary you'll accept

#168
post #151
post #142

Earlier quoted context omitted.

Whenever I read something like this I have to ask if kids are in the picture? Or maybe they've already moved away. I'd like to do something like this but everything that has to do with kids is both too expensive and too unpredictable for lean living to be an achievable goal.

It’s a very common arrangement, both with and without kids, once you look past the gender of particular participants.

It's very common for a teacher's salary to pay the expenses of two adults and 2+ kids?

I guess it must be nice not living in high col areas.

Re: Employers use your personal data to figure out the lowest salary you'll accept

#169

Earlier quoted context omitted.

I grew up with a single dad that while having a good salary also had the mortgage to pay. So I was middle class, but never had the niceties my peers had. I moved out before finishing school (I did finish living on my own) and working 40 - 60 hours next to school - while being officially below the poverty line. This went on during most of my university days. When starting a job I had to live frugally, because it had a…

Once I was invited to some gathering. Right at the beginning they asked me if I'm from $ENVIRONEMTNAL_ORGANIZATION. I thought they were just fucking with me so I replied laughing/ironically "Do I look like I'm from $ENVIRONEMNTAL_ORGANIZATION?". Turns out, they were dead serious. For the rest of the evening we had some boring-ass shitty activities and insufferable conversations. 0/10 I checked out early and never sho…

…I'm a bit afraid to ask, but are folks from Greenpeace supposed to be rich or something? (I'm not from the US so idk if it's a cultural thing I'm missing.)

Re: Employers use your personal data to figure out the lowest salary you'll accept

#170
post #148
post #97

Earlier quoted context omitted.

I am technically in the upper class based on income and place of residence. I drive an 11 year old vehicle, wear inexpensive clothes (often plain tees), eat out infrequently, etc. I unintentionally spend more in areas that tend not to be obvious to non-friends. I'd be upset if people could easily lookup my income.

An 11 years old vehicle could be a Corolla or an S-Klass.

It's the lowest trim level of japanese minivan. Many hidden zipties threaded like stitches secure plastic panels and underbody guards.

I save more than most and spend more on things like gear and vacation. Nobody knows unless I allow it to be known. Among my peers (coworkers and friends from places I've lived), I easily live in the area w the most poverty. I prefer to keep my income level private. If it were known, it would likely change the nature of my relationships. Worst would be the nonproft where I occasionally help the same ~20 people, most in awful financial situations.

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