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Google shuts down GPay app and P2P payments in the US

9to5google.com

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Re: Google shuts down GPay app and P2P payments in the US

#51

Post by jeffbee »

bobbylarrybobby wrote: post #24
ajross wrote: post #11

Earlier quoted context omitted.

Not understanding. What part is hard to figure out? The UI is literally that you tap your phone! There is no "app". You only run the "Wallet" app UI if you want to mess with payment details, and even then it's integrated with all the other account payment stuff. So if you tried to sign up for more Drive space or ad-free youtube or whatever you've already done it. And in the worst case if you tap and you don't have it…

How can there not be an app? Don't you need a place to manage your cards?

There is an app that you can use to manage your cards but you can also manage them on the web, where by nature Google is of two minds so you can use wallet.google.com or payments.google.com. The difference between these seems to be a UI with rounded corners vs. one with sharp corners on dialog boxes. On one of these sites you can check your Google Pay balance and on the other you can check you Google Play balance. Not confusing.

Re: Google shuts down GPay app and P2P payments in the US

#52

Post by jp57 »

lxgr wrote: post #41
square_usual wrote: post #31

Earlier quoted context omitted.

Apple has had P2P payments for a while. Yesterday's announcement was that now you can tap to pay for those. Before, you'd have to send money via iMessage.

I think it's most likely still going to be sending money "via iMessage" (or more precisely: via a book transfer between two Green Dot Visa prepaid card accounts, addressed by an iCloud address and initiated over iMessage in UX terms).

What is new here exactly? This is AppleCash, which has been around for years.

Re: Google shuts down GPay app and P2P payments in the US

#53

Post by KorematsuFredt »

tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

> I wish the post office was a bank and they hosted their own pay apps.

Lol.

Re: Google shuts down GPay app and P2P payments in the US

#54

Post by makeitdouble »

kaibee wrote: post #50
ryandrake wrote: post #37

Earlier quoted context omitted.

> How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? The industry can't/won't manage to even solve the problem of text chat apps talking to each other, let alone money-sending apps.

On the bright side, I think getting the money-sending integration would be more politically viable, at which point we can just piggyback the messaging on top of it.

> at which point we can just piggyback the messaging on top of it.

Which is exactly Google's messaging app strategy for as long as it existed.

That's how we got messaging inside Google Maps.

Re: Google shuts down GPay app and P2P payments in the US

#55

Post by KorematsuFredt »

criddell wrote: post #42
tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

The post office idea makes a lot of sense to me. There are a lots of people with no bank account but could use a pay app that isn't going to screw them.

Are you saying USPS is not going to screw things up ?

Re: Google shuts down GPay app and P2P payments in the US

#56

Post by malfist »

araes wrote: post #32
ssahoo wrote: post #20

Earlier quoted context omitted.

Funny but i have to agree. Hope they dont rename it as Vertex Pay

Like the post above notes, currently: Pay -> Android Pay -> Google Pay -> Google Wallet Maybe: Google Wallet -> Android Wallet -> Wallet -> Pay For a nice ecological circle. With the large predator dying and decomposing back to Pay, and their skin being made into a Wallet, because of its monopolistic pointlessness, and lack of ability to implement even a credit card with a 400,000 customer waitlist. https://cdn.brita…

Nah, the next three service will all be called Google Wallet and they'll be completely independent and incompatible.

The fourth one will be called Google Wallet Duo

Re: Google shuts down GPay app and P2P payments in the US

#57

Post by giancarlostoro »

jp57 wrote: post #52
lxgr wrote: post #41

Earlier quoted context omitted.

I think it's most likely still going to be sending money "via iMessage" (or more precisely: via a book transfer between two Green Dot Visa prepaid card accounts, addressed by an iCloud address and initiated over iMessage in UX terms).

What is new here exactly? This is AppleCash, which has been around for years.

If I'm understanding correctly, the difference is that it's going through VISA directly. Kind of like how you can send someone a Starbucks gift card through iMessage / Messages app, without it ever going through Apple Cash technically.

Re: Google shuts down GPay app and P2P payments in the US

#58

Post by toephu2 »

sa-code wrote: post #34
tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

In Europe people can send money from any bank to any bank through IBAN numbers (your bank account number) Not sure what's taking so long in the states

In America you can also send money to mostly anyone else in America via Zelle (most banks in the U.S. support Zelle)

Re: Google shuts down GPay app and P2P payments in the US

#59

Post by ToucanLoucan »

kyrra wrote: post #16
ado__dev wrote: post #2

Are we back to Android Pay now? or is it Google Pay? Or are they stopping p2p altogether?

(googler, opinions are my own. I work in this space). There are 2 apps here, and their functionality varies by country. Google Wallet is more closely tied into the OS to handle tap-and-pay functionality. In the US (and most of the world), management of your cards happens within the Wallet app (this includes Mobile Drivers License, which works at TSA in airports). Google Pay has been through a rollcoaster in the US. W…

> (googler, opinions are my own. I work in this space)

Not meaning to attack you personally as I'm sure you're quite good at your job to be at Google, but care to weigh in on why Google's ecosystem as a whole is such a... well, such a mess? As an Apple user I cannot fathom working with Google's offerings, they seem in an endless flux of revamps, rebrands, closings and openings.

Re: Google shuts down GPay app and P2P payments in the US

#60

Post by lxgr »

giancarlostoro wrote: post #57
jp57 wrote: post #52

Earlier quoted context omitted.

What is new here exactly? This is AppleCash, which has been around for years.

If I'm understanding correctly, the difference is that it's going through VISA directly. Kind of like how you can send someone a Starbucks gift card through iMessage / Messages app, without it ever going through Apple Cash technically.

How so? It only works between two Apple Cash accounts, so it can just be a book transfer within the bank maintaining these (Green Dot), no Visa required.

Or do they now allow it between two non-Apple-Cash debit cards? That would indeed require some network to work across banks.

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