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Google shuts down GPay app and P2P payments in the US

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21–30 of 149 posts

Re: Google shuts down GPay app and P2P payments in the US

#21
I am exhausted switching services. please can we pick one and be done with it?

How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet?

I wish the post office was a bank and they hosted their own pay apps.

Re: Google shuts down GPay app and P2P payments in the US

#23
post #5
post #3

I know the common joke is that Google made a mess of their messaging apps. I 100% am not clear what the correct app is to be able to do tap to pay from my phone. Kind of comical how hard that is to figure out.

This is not about tap to pay at terminals. This is about the ability to send money to random individuals, the Venmo use case.

Isn't that what banks are for? (except in the US)

Re: Google shuts down GPay app and P2P payments in the US

#24
post #11
post #3

I know the common joke is that Google made a mess of their messaging apps. I 100% am not clear what the correct app is to be able to do tap to pay from my phone. Kind of comical how hard that is to figure out.

Not understanding. What part is hard to figure out? The UI is literally that you tap your phone! There is no "app". You only run the "Wallet" app UI if you want to mess with payment details, and even then it's integrated with all the other account payment stuff. So if you tried to sign up for more Drive space or ad-free youtube or whatever you've already done it. And in the worst case if you tap and you don't have it…

How can there not be an app? Don't you need a place to manage your cards?

Re: Google shuts down GPay app and P2P payments in the US

#25

What are they trying to to do? They aren't going to dominate payments in the US, no one can tame that cluster fuck. Payments have good solid revenue but no where in the range Google/Alphabet is used to. Especially when you consider the high-touch support required in payments. This product space is so confusing in the US. P2P,does that include "business?" When a person is trying to conduct even the smallest amount of…

> This product space is so confusing in the US This. The proliferation is insane. Makes you yearn for the good 'ol (bad) days when Paypal was king. At least you knew what service to complain about back then. Particularly if you were a vendor, Paypal abuse was rampant.-

I suspect (without hard evidence) the sticking point is regulatory.

Being in the business of allowing private individuals to move money around opens a company to massive scrutiny. Scrutiny Google probably doesn't want, especially if it gives the government an excuse to snoop around in Google's related enterprises.

At the revenue point of the service, let somebody else be Uncle Sam's punching bag.

Re: Google shuts down GPay app and P2P payments in the US

#26
post #3

I know the common joke is that Google made a mess of their messaging apps. I 100% am not clear what the correct app is to be able to do tap to pay from my phone. Kind of comical how hard that is to figure out.

The best part is GPay also included a messaging component. It was close to feature parity with Google Allo.

Re: Google shuts down GPay app and P2P payments in the US

#28
Ungoogle yourself. I once, under unfortunate circumstances, lost access to a very valuable phone number (Google project fi). Lost the number, consequently lost acccess to my Gmail account, lost software licenses, Android apps, my emails etc.

I have a random gmail account for Android. Don't even know it out of my head. Some Android apps have register codes (pleco). insync was so kind to grant me a new free license for their software.

I still have (new) google project fi phone since I travel a lot. But google sucks. No accountability, you are the product and expect everything to be gone tomorrow.

Re: Google shuts down GPay app and P2P payments in the US

#29

Ironically, Apple just announced P2P payments. Which means this is almost certainly a temporary closure. Google will almost certainly relaunch with a new name, branding, and UX that rides on the coattails of Apple's marketing efforts, but P2P will be coming back. If you're competing with Apple, you can't just not do a thing Apple is doing.

Apple has had apple cash sendable via imessage for years. They added sending it via bumping phones in ios 18

Re: Google shuts down GPay app and P2P payments in the US

#30

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

Because every app needs to be the dominant one or it can't possibly make enough money to make a VC happy, which is the answer to all three of your questions. You want infrastructure, not private networks, and there is no infrastructure, just private networks trying to be infrastructure for rent-seeking purposes.
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