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Google shuts down GPay app and P2P payments in the US

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31–40 of 149 posts

Re: Google shuts down GPay app and P2P payments in the US

#31

Ironically, Apple just announced P2P payments. Which means this is almost certainly a temporary closure. Google will almost certainly relaunch with a new name, branding, and UX that rides on the coattails of Apple's marketing efforts, but P2P will be coming back. If you're competing with Apple, you can't just not do a thing Apple is doing.

Apple has had P2P payments for a while. Yesterday's announcement was that now you can tap to pay for those. Before, you'd have to send money via iMessage.

Re: Google shuts down GPay app and P2P payments in the US

#32
post #20

Ironically, Apple just announced P2P payments. Which means this is almost certainly a temporary closure. Google will almost certainly relaunch with a new name, branding, and UX that rides on the coattails of Apple's marketing efforts, but P2P will be coming back. If you're competing with Apple, you can't just not do a thing Apple is doing.

Funny but i have to agree. Hope they dont rename it as Vertex Pay

Like the post above notes, currently:

Pay -> Android Pay -> Google Pay -> Google Wallet

Maybe:

Google Wallet -> Android Wallet -> Wallet -> Pay

For a nice ecological circle. With the large predator dying and decomposing back to Pay, and their skin being made into a Wallet, because of its monopolistic pointlessness, and lack of ability to implement even a credit card with a 400,000 customer waitlist.

https://cdn.britannica.com/35/153035-050-7E98F055/food-chain...

Re: Google shuts down GPay app and P2P payments in the US

#33
post #16
post #2

Are we back to Android Pay now? or is it Google Pay? Or are they stopping p2p altogether?

(googler, opinions are my own. I work in this space). There are 2 apps here, and their functionality varies by country. Google Wallet is more closely tied into the OS to handle tap-and-pay functionality. In the US (and most of the world), management of your cards happens within the Wallet app (this includes Mobile Drivers License, which works at TSA in airports). Google Pay has been through a rollcoaster in the US. W…

I think your employer has ADHD.

Edit: perhaps, that sounded flippant to those consuming my karma, but that walk through of all the disjointed, scattered and abortive efforts really resonated with me as someone diagnosed with ADHD. It's how I would probably run a company if lacking pressure to channel my distractions into coherent plans.

Re: Google shuts down GPay app and P2P payments in the US

#34

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

In Europe people can send money from any bank to any bank through IBAN numbers (your bank account number)

Not sure what's taking so long in the states

Re: Google shuts down GPay app and P2P payments in the US

#35
post #15
post #3

I know the common joke is that Google made a mess of their messaging apps. I 100% am not clear what the correct app is to be able to do tap to pay from my phone. Kind of comical how hard that is to figure out.

This post gives some history and context: https://news.ycombinator.com/item?id=39474629

Great answer but I think it missed the "Indian Google Pay imported to the US was called GPay" part until the summary.

This got me very confused for a while.

Re: Google shuts down GPay app and P2P payments in the US

#36

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

(Open standards are a godsend in scenarios like these. Right now, the space is so balcanized, it is almost disfunctional ...)

Re: Google shuts down GPay app and P2P payments in the US

#37

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

> How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet?

The industry can't/won't manage to even solve the problem of text chat apps talking to each other, let alone money-sending apps.

Re: Google shuts down GPay app and P2P payments in the US

#38

Ironically, Apple just announced P2P payments. Which means this is almost certainly a temporary closure. Google will almost certainly relaunch with a new name, branding, and UX that rides on the coattails of Apple's marketing efforts, but P2P will be coming back. If you're competing with Apple, you can't just not do a thing Apple is doing.

Apple has only announced a new payment initiation/contact information exchange channel for an existing P2P payment service, as far as I can tell.

Re: Google shuts down GPay app and P2P payments in the US

#39
post #11

Earlier quoted context omitted.

Not understanding. What part is hard to figure out? The UI is literally that you tap your phone! There is no "app". You only run the "Wallet" app UI if you want to mess with payment details, and even then it's integrated with all the other account payment stuff. So if you tried to sign up for more Drive space or ad-free youtube or whatever you've already done it. And in the worst case if you tap and you don't have it…

How can there not be an app? Don't you need a place to manage your cards?

I only added one card to my phone (for a backup) and it works without Google Wallet.

Re: Google shuts down GPay app and P2P payments in the US

#40

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

> How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet?

Because companies want you to be locked in their ecosystem. The industry keeps saying they can self regulate, but until lawmakers step in, expect that the consumers will continue to be harmed because companies are chasing profits, not actually improving the user experiences.

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