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Google shuts down GPay app and P2P payments in the US

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Re: Google shuts down GPay app and P2P payments in the US

#41

Post by lxgr »

square_usual wrote: post #31
kmeisthax wrote: post #19

Ironically, Apple just announced P2P payments. Which means this is almost certainly a temporary closure. Google will almost certainly relaunch with a new name, branding, and UX that rides on the coattails of Apple's marketing efforts, but P2P will be coming back. If you're competing with Apple, you can't just not do a thing Apple is doing.

Apple has had P2P payments for a while. Yesterday's announcement was that now you can tap to pay for those. Before, you'd have to send money via iMessage.

I think it's most likely still going to be sending money "via iMessage" (or more precisely: via a book transfer between two Green Dot Visa prepaid card accounts, addressed by an iCloud address and initiated over iMessage in UX terms).

Re: Google shuts down GPay app and P2P payments in the US

#42

Post by criddell »

tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

The post office idea makes a lot of sense to me. There are a lots of people with no bank account but could use a pay app that isn't going to screw them.

Re: Google shuts down GPay app and P2P payments in the US

#43

Post by smartician »

sa-code wrote: post #34
tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

In Europe people can send money from any bank to any bank through IBAN numbers (your bank account number) Not sure what's taking so long in the states

IIUC the EU basically had to force banks to implement this via a mandate. I don't see "business friendly" US lawmakers doing the same anytime soon. The joys of the Free market™!

Re: Google shuts down GPay app and P2P payments in the US

#44

Post by ozim »

sa-code wrote: post #34
tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

In Europe people can send money from any bank to any bank through IBAN numbers (your bank account number) Not sure what's taking so long in the states

But no one wants that, bank numbers are too much hassle and typing out 34 digits is error prone.

Everyone in Europe also uses Tikkie, Blik whatever else service in other countries.

Re: Google shuts down GPay app and P2P payments in the US

#46

Post by dboreham »

tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

> Is the technology not there yet?

Your system of government isn't there yet.

Re: Google shuts down GPay app and P2P payments in the US

#47

Post by more_corn »

skygazer wrote: post #33
kyrra wrote: post #16

Earlier quoted context omitted.

(googler, opinions are my own. I work in this space). There are 2 apps here, and their functionality varies by country. Google Wallet is more closely tied into the OS to handle tap-and-pay functionality. In the US (and most of the world), management of your cards happens within the Wallet app (this includes Mobile Drivers License, which works at TSA in airports). Google Pay has been through a rollcoaster in the US. W…

I think your employer has ADHD. Edit: perhaps, that sounded flippant to those consuming my karma, but that walk through of all the disjointed, scattered and abortive efforts really resonated with me as someone diagnosed with ADHD. It's how I would probably run a company if lacking pressure to channel my distractions into coherent plans.

And narcissistic personality disorder.

Re: Google shuts down GPay app and P2P payments in the US

#48

Post by dgellow »

sa-code wrote: post #34
tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

In Europe people can send money from any bank to any bank through IBAN numbers (your bank account number) Not sure what's taking so long in the states

There is even a QR code standard for SEPA transfers: https://en.wikipedia.org/wiki/EPC_QR_code

Re: Google shuts down GPay app and P2P payments in the US

#49

Post by ajross »

bobbylarrybobby wrote: post #24
ajross wrote: post #11

Earlier quoted context omitted.

Not understanding. What part is hard to figure out? The UI is literally that you tap your phone! There is no "app". You only run the "Wallet" app UI if you want to mess with payment details, and even then it's integrated with all the other account payment stuff. So if you tried to sign up for more Drive space or ad-free youtube or whatever you've already done it. And in the worst case if you tap and you don't have it…

How can there not be an app? Don't you need a place to manage your cards?

The app is, and has always been, "Wallet". The cancelled app was a peer payment thing to compete with Venmo, it wasn't about payment handling. Nor was it about NFC payment device handling, which hasn't changed either.

Re: Google shuts down GPay app and P2P payments in the US

#50

Post by kaibee »

ryandrake wrote: post #37
tacocataco wrote: post #21

I am exhausted switching services. please can we pick one and be done with it? How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? I wish the post office was a bank and they hosted their own pay apps.

> How about adversarial integration? Why can't I send money from cashapp to venmo? Is the technology not there yet? The industry can't/won't manage to even solve the problem of text chat apps talking to each other, let alone money-sending apps.

On the bright side, I think getting the money-sending integration would be more politically viable, at which point we can just piggyback the messaging on top of it.
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