171–180 of 204 posts
We hear a lot from people who have had a bad experience using PayPal. But is there anyone who has had a good experience, either as a merchant, or as a customer?
Guess I won't be able to sponsor anyone anymore. I guess as a US based company they are expecting everyone to just have a credit card.
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It wouldn't blow your mind if you did a bit of research. Payment processors will ALL (including stripe, authorize, adyen, etc) lock your account (with your money still in it!) if: 1) You're taking money for a product that will be delivered in the distant future (like tickets for an event, or preorders) 2) Your account has a sudden change in ticket size or quantity 3) You're violating their TOS. On HN that might look…
I wonder why they are even allowed to do 1). There are entire industries (like airlines, for example) which rely on negative working capital to operate at all.
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They say that in the article, but at the actual checkout the only options listed rn are paypal and credit card. Also, honestly not even sure my banks debit card would work with something like that, only thing I ever used for paying online is ideal (a dutch payment standard)
In the US (and GitHub is a US-designed site) "credit card" is used to generically refer to any payment card, whether it's a credit card, a debit card, a pre-paid universal payment card (not a gift card, but a prepaid Visa or MasterCard or similar).
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In the US (and GitHub is a US-designed site) "credit card" is used to generically refer to any payment card, whether it's a credit card, a debit card, a pre-paid universal payment card (not a gift card, but a prepaid Visa or MasterCard or similar).
By you, maybe. The gas station down the street from me, due to fraud, has to make an distinction between credit and debit cards because it doesn't accept credit cards.
Looking at all the PayPal hate in this thread, I have to ask - what do you guys use instead of PayPal? My main use case for PayPal is to avoid giving my credit card directly to merchants I don't fully trust. I considered switching to using virtual credit cards instead. But being outside the US, the options (at least those I'm aware of) are quite limited and inconvenient.
If you don't trust a merchant your credit card company should have your back, there are chargeback processes you can go through in the event you get defrauded. Just make sure you never use a debit card online. With PayPal you risk PP defrauding you or otherwise screwing with you, I've personally had them overdraft my linked bank account for no reason. My bank was pissed at them and only reversed the charges after I p…
Sure, but it’s still quite the pain to deal with. Your card can stop working at an random inconvenient time, you quickly have to switch any upcoming recurring payments, you have to spend time on hold with the CC company, etc. My last CC I had compromised I got into a bananas situation where I was having large/expensive packages I never ordered getting dropped off at my door and was then having to deal with the rigmarole of my CC issuer telling me I needed to return them to the shipper for a refund.
Open collective exists, although the current open source collective fee is brutal(10% from all transactions)
Open Collective doesn't charge fees to hosts that don't charge fees either [1], and most collectives can "self-host" themselves.
It's a great recurring payment option that we're using for our local hackerspace [1]. Though I think their checkout process could probably work better with a bit less friction.
And to stay on topic, we always prefer GitHub Sponsors over Open Collective, since they absorb payment processing fees. :)
Off topic, but is there a patron style support service where I can pay a flat fee once per month, and that money is split among my chosen targets? So I could have something like 20$ per month, split to 3 developers.
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Or a debit card.
They say that in the article, but at the actual checkout the only options listed rn are paypal and credit card. Also, honestly not even sure my banks debit card would work with something like that, only thing I ever used for paying online is ideal (a dutch payment standard)