Live data from Hacker News

GitHub Sponsors will stop supporting PayPal

github.blog

81–90 of 204 posts

Re: GitHub Sponsors will stop supporting PayPal

#82
post #77
post #66

I wanted to close my Paypal account just now and they have very dark patterns going on. I wanted to send the remainder of my balance to my bank account, in order to do so I had to couple my bank account. It directly presented me with the info that if I were to couple the account, Paypal will have 90 days of access to my balance and all my transactions. How about no. Luckily there was a link on the bottom “link it in…

> and there it was, my bank account number. I was able to transfer to it without coupling after all So you could totally transfer without coupling... the real problem was you didn't know your bank account number?

In the end I could, but not before Paypal attempted to convince me to couple my whole bank account with their systems, twice.

The second ‘attempt’/flow allowed me to enter my IBAN. I will change my original comment to reflect that.

Re: GitHub Sponsors will stop supporting PayPal

#83

Anyone know why GitHub has made this decision?

I would speculate that since GH covers fees for sponsorship, they've decided Paypal's fees are too steep

PayPal recently took a 5% fee, and held another 15% for a week. They also charge like 5% on currency conversions. Now add taxes and there's not much money left over!

Re: GitHub Sponsors will stop supporting PayPal

#84
post #5

I wonder if PayPal did the old “Your account is locked and we’re keeping your money” thing to GitHub too, as they have too so many others.

I'd imagine it's simple "well, you don't have choice and we don't want to give paypal cut and deal with those crooks when we have our own payment infrastructure"

Re: GitHub Sponsors will stop supporting PayPal

#85
post #77
post #66

I wanted to close my Paypal account just now and they have very dark patterns going on. I wanted to send the remainder of my balance to my bank account, in order to do so I had to couple my bank account. It directly presented me with the info that if I were to couple the account, Paypal will have 90 days of access to my balance and all my transactions. How about no. Luckily there was a link on the bottom “link it in…

> and there it was, my bank account number. I was able to transfer to it without coupling after all So you could totally transfer without coupling... the real problem was you didn't know your bank account number?

I am curious if people with your attitude think it is OK to try and be sneaky to trick users like that, or if you are not aware that is what is happening?

Re: GitHub Sponsors will stop supporting PayPal

#86
post #30

Earlier quoted context omitted.

My understanding (when I briefly looked into this about 5 years ago) is that Paypal doesn't support sending money for donations unless it's actual charitable donations - accepting 'donations' for an npm package is against paypal terms of service. My guess is that Paypal finally got around telling github to stop accepting this.

What is an actual charitable donation?

https://www.irs.gov/charities-non-profits/charitable-organiz...

501c3 in the US though I'm sure there are derivatives.

Re: GitHub Sponsors will stop supporting PayPal

#89
Looking at all the PayPal hate in this thread, I have to ask - what do you guys use instead of PayPal? My main use case for PayPal is to avoid giving my credit card directly to merchants I don't fully trust.

I considered switching to using virtual credit cards instead. But being outside the US, the options (at least those I'm aware of) are quite limited and inconvenient.

Re: GitHub Sponsors will stop supporting PayPal

#90
post #72
post #52

[flagged]

No it doesn't. Sites like Github and Patreon can pick and choose which cryptocurrencies they want to support just like they choose which payment processors they support. And creators can choose to take donations directly today using whatever payment processor they choose, but creators and donors choose to use the middlemen because they provide value. Cryptocurrency doesn't change any of those factors, it just makes p…

Why use a payment processor at all for crypto? The whole point of crypto is that you can do it yourself, without requiring permission from the rent-seeking banks. The fees are not that great for many of them. For Monero, which is the most commonly used privacy coin and probably most commonly used for illegal transactions nowadays, it's under 0.01% for most transactions.
Post reply on HN