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GitHub Sponsors will stop supporting PayPal

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Re: GitHub Sponsors will stop supporting PayPal

#21

Post by imglorp »

miohtama wrote: post #15
redox99 wrote: post #10

Earlier quoted context omitted.

Blows my mind that that's legal. If they lock your account they should be obliged to still show a form to withdraw to a bank account you own.

Most financial regulation enables payment providers to have unlimited period of account freeze even for the suspect of money laundering. Payment providers are legally shielded for any liability if they are concerned about money laundering. A mere abnormal transaction volume or a single transaction is enough for suspicion. The regulation is so single sided that any financial institution cannot even reply to your messa…

In an ideal world, that would go into an escrow account which the processor would not be allowed to benefit from--to remove the trigger happy incentives-- and which would have an arbitration route for the merchant.

Re: GitHub Sponsors will stop supporting PayPal

#22

Post by gernb »

Karupan wrote: post #7

I’ve always used PayPal on GitHub for sponsoring great devs since it’s the lowest touch option. Strange that there is no explanation as to why it’s being stopped.

Is a paying github user it's not the lowest touch option. For me they just bill me on the card I'm already paying them with so easier than paypal.

Re: GitHub Sponsors will stop supporting PayPal

#23

Post by droopyEyelids »

redox99 wrote: post #10
sen wrote: post #5

I wonder if PayPal did the old “Your account is locked and we’re keeping your money” thing to GitHub too, as they have too so many others.

Blows my mind that that's legal. If they lock your account they should be obliged to still show a form to withdraw to a bank account you own.

It wouldn't blow your mind if you did a bit of research.

Payment processors will ALL (including stripe, authorize, adyen, etc) lock your account (with your money still in it!) if:

1) You're taking money for a product that will be delivered in the distant future (like tickets for an event, or preorders)

2) Your account has a sudden change in ticket size or quantity

3) You're violating their TOS. On HN that might look like a service that winks about piracy, or being a spamming tool.

Ever since I learned about this ~10 years ago, I've been looking into the details every time someone gets their account shut down, and it's always the above. The way people describe what happened to them to carefully leave out one of those points prevents it from ever being shocking.

Re: GitHub Sponsors will stop supporting PayPal

#26

Post by cmeacham98 »

brian-armstrong wrote: post #18
redox99 wrote: post #10

Earlier quoted context omitted.

Blows my mind that that's legal. If they lock your account they should be obliged to still show a form to withdraw to a bank account you own.

[flagged]

No it doesn't. There are numerous tales of exchanges closing up and keeping/losing their client's money.

Re: GitHub Sponsors will stop supporting PayPal

#29

Post by chris_wot »

droopyEyelids wrote: post #23
redox99 wrote: post #10

Earlier quoted context omitted.

Blows my mind that that's legal. If they lock your account they should be obliged to still show a form to withdraw to a bank account you own.

It wouldn't blow your mind if you did a bit of research. Payment processors will ALL (including stripe, authorize, adyen, etc) lock your account (with your money still in it!) if: 1) You're taking money for a product that will be delivered in the distant future (like tickets for an event, or preorders) 2) Your account has a sudden change in ticket size or quantity 3) You're violating their TOS. On HN that might look…

Those dastardly people successful at selling their products and services at scale.

Re: GitHub Sponsors will stop supporting PayPal

#30

Post by im3w1l »

madeofpalk wrote: post #13
dathinab wrote: post #4

Really GitHub, no details? That looks like something which could easily hugely decrease donations for _some_ people. (For many it probably won't be to big of a change given that most sponsors are likely either companies or well-earning IT people.)

My understanding (when I briefly looked into this about 5 years ago) is that Paypal doesn't support sending money for donations unless it's actual charitable donations - accepting 'donations' for an npm package is against paypal terms of service. My guess is that Paypal finally got around telling github to stop accepting this.

What is an actual charitable donation?
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