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Show HN: Keep track of earning expenses better than excel sheets

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Re: Show HN: Keep track of earning expenses better than excel sheets

#21

-- EDIT -- [ To give these messages context. This comment could have been construed to say something else. I said 'what makes your app worthless is this' after taking about how he describes a lack of technical info and before I talk about the FAQ. I later updated this line to make it clearer. I should have added an edit note but didn't. I apologise. I just added the edit note and this blurb at the beginning to give t…

Honest question; in a small MVP like this, how would I, as a developer, ensure that I cannot access user data? I understand that you can encrypt at the app or database level, but at the end of the day I would have (or could get) the encryption keys (obviously in an established company there would be protocol about who has access).

I guess you could use the users own password to encrypt the data, but then you're pretty stuffed if they forget it. Ideas?

Re: Show HN: Keep track of earning expenses better than excel sheets

#22
I think you need to do a better job at clearly explaining why people should use your product over mint/other sites. Currently, it appears that I need to manually enter all my expenses. That is not gonna happen for most of the users. As an example, I just came back from a really hectic one week trip to seattle. I used 2 or 3 cards to pay at tens of places. Its not possible for me to now recollect what I spent during last one week. With mint, I can track all of it really easily. How can your site do a better job, and help me in this case?

Your site appearance is nice btw.

Re: Show HN: Keep track of earning expenses better than excel sheets

#23
http://toshl.com/

This is a similar product that already has native apps for many mobile platforms and it's free to use (there is a pro account with some additional features).

disclaimer: I'm friends with the folks who built this, I just wanted to post this here for comparison.

Re: Show HN: Keep track of earning expenses better than excel sheets

#24

Earlier quoted context omitted.

welcome to HN. i personally think "worthless" might be just a bit rude but the H does stand for hacker, so naturally the audience would be interested in the technology you employ to keep their data safe.

worthless is still rude

The application looks nice.

BUT...

What else do you call a financial application which hasn't set its cornerstone as data protection.

I saw this app and thought it looked nice, I could see myself using it. I then read a bit more about it in the FAQ and I cannot use it. My financial data may not send the world into an economic downturn but it is something I care about and what to keep safe. If this application cannot do that then I cannot put my financial details into it...

If this was sorted out the app would look very promising. Such an apparent disregard for data protection isn't acceptable for a financial app and in its current state looks like it shouldn't be used.

Re: Show HN: Keep track of earning expenses better than excel sheets

#25
Probably it is just me. But let me try to get it straight. We made something like Mint, but took away the tough components to implement for eg. automation, getting data from credit card spending etc. We justified it by saying that it gives you better understanding of your spending "on the go". No idea what that really means. Mint does give you fairly up to date information of your spending, budgeting and all kinds of good stuff. So while we were at it, we thought since we are doing less work ourselves than what Mint does and making users work harder by making them enter all their information manually unlike Mint. Lets charge money for it. Does no one else see problem with this approach?

Re: Show HN: Keep track of earning expenses better than excel sheets

#26

Earlier quoted context omitted.

Being a designer I do not get the hang of what gem went in this app. SO yeah that's the first part. I do not know how this makes the app worthless. Honestly? Designer doesn't know what goes behind it so app is worthless. Data is not encrypted because shipping a MVP was the main goal till now. But it's on the list yes. Follow up does not say sensitive data. Follow up says if you're data is so interesting that everyone…

You should read what I said more carefully. I said it is worrying that the app has got this far and you do not know more about it. Your post sounded like you know little about the technical side of the application. This might not be the case and if is I apologise. I feel if there is a start up with 2 people. Both should have a good idea of what the site is built on and what technology stack you are using. You don't n…

You did not say "App is worthless because of FAQ" so no point reading it carefully.

I do not think both people SHOULD know the stack or whatever.

As far as data goes, yes you're right. We should work on that a bit more.

Edit: You edited your comment, you can mention in the comment itself that you edited it instead of calling me "wrong"

Re: Show HN: Keep track of earning expenses better than excel sheets

#27

I think you need to do a better job at clearly explaining why people should use your product over mint/other sites. Currently, it appears that I need to manually enter all my expenses. That is not gonna happen for most of the users. As an example, I just came back from a really hectic one week trip to seattle. I used 2 or 3 cards to pay at tens of places. Its not possible for me to now recollect what I spent during l…

Very valid pain point. Shall take it into consideration.

Re: Show HN: Keep track of earning expenses better than excel sheets

#28
post #23

http://toshl.com/ This is a similar product that already has native apps for many mobile platforms and it's free to use (there is a pro account with some additional features). disclaimer: I'm friends with the folks who built this, I just wanted to post this here for comparison.

This is really good. Thanks for sharing :)

Re: Show HN: Keep track of earning expenses better than excel sheets

#29
post #18

Earlier quoted context omitted.

Valid thing. Actually pricing is on home page but was testing it (A: on , B: off) guess you got the off part.

I find this really hard to believe. Factual statement, not trolling.

Open Icongnito / Private Browsing window. It's likely to show you the B version. Though there are 10 combinations so might take some time.

If you want I can give you a screenshot.

Re: Show HN: Keep track of earning expenses better than excel sheets

#30
post #17

Earlier quoted context omitted.

Yeah even after 400+ days on HN. I fail to understand why Designers are not just respectable :|

> Designers are not just respectable That would be "Designers living in vaccum." You need to decide if you are a designer or a co-founder, and if you are owning the product or merely contributing to it. Because designers shouldn't be making public comments on product privacy policies.

In referrence to original comment:

He mentioned I should know the stack. Privacy policy was not mentioned. Nor did I say being a designer has anything to do with Privacy Policy.

I said, being a designer I do not understand what stack it is and that doesn't make the app worthless.

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