Earlier quoted context omitted.
Contactless transactions using your phone are fast, secure and easy. Over time they will replace almost all current usage of chip & pin or magnetic stripe.
You may think that, but get an Apple Watch or other smart watch that can do it. 10x better than the phone was. Don’t need to get anything out of your pocket or even carry the phone in the first place.
Crazy Thin ‘Deep Insert’ ATM Skimmers
241–250 of 484 posts
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#242Earlier quoted context omitted.
Contactless transactions using your phone are fast, secure and easy. Over time they will replace almost all current usage of chip & pin or magnetic stripe.
personally I hate the idea of always needing a phone with me -- i leave mine at home most of the time just using my wallet and nfc transit card to get around
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#243Earlier quoted context omitted.
That's opt-in but I think every credit card company in the US offers to alert you by SMS or app notification when a transaction has been made. I have that setup for my cards but it is annoying each month when the internet bill hits my card because they do their processing at 3am.
iOS Do Not Disturb mode from 10pm-7am changed my life. I used to hate getting those 3am notifications on my Android. Most of my cards offer an email notification option rather than SMS or in-app. Much less intrusive.
Limit interruptions with Do Not Disturb on Android: https://support.google.com/android/answer/9069335?hl=en
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#244> However, there are a great many smaller businesses in the United States that still rely on being able to swipe the customer’s card. Who are these businesses? Seriously, stop issuing cards without chips and send new card readers to theses businesses. End of story. Is it because US businesses use deeply embedded card readers in custom POS machines that aren't modular? Everywhere I go in South America and Europe, busi…
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#245Earlier quoted context omitted.
> This is why I really like the added security of the new Apple magnetic wallet I got. > I should say I’m actually not using the official Apple magnetic case but the Popwallet brand I don't understand why you would start this comment thread with a false statement though.
A few reasons. One, it is a light hearted comment. I’m mostly just having some fun. Two, I suspect that the official wallet would have the same problem. The point is that apple designed a system where the wallet has to have magnets in it. The official apple product documentation states that there are in fact magnets in their wallet. And yes, just like my Popwallet brand, the inside of Apple’s wallet is magnetically s…
But… it doesn’t.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#246Earlier quoted context omitted.
That's opt-in but I think every credit card company in the US offers to alert you by SMS or app notification when a transaction has been made. I have that setup for my cards but it is annoying each month when the internet bill hits my card because they do their processing at 3am.
iOS Do Not Disturb mode from 10pm-7am changed my life. I used to hate getting those 3am notifications on my Android. Most of my cards offer an email notification option rather than SMS or in-app. Much less intrusive.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#247Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#248Earlier quoted context omitted.
Snark about Apple's shortsightedness tends to land better when you're not literally lying about using their product.
The problem is with the system Apple designed. They have a small removable wallet with magnets on the back. While I’m using a Popwallet brand wallet with my iPhone, the way it is designed I don’t think the official wallet would be any different. It has to have one side with exposed magnets per Apple’s design, and when handling the removable wallet I’ve found myself accidentally touching the magnetic side with my card…
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#249Earlier quoted context omitted.
Yeah, OP clarified he was using another brands wallet lol. Weird to dunk on Apple implying they under engineer their products. Engineering and (probably) precision manufacturing some magnetic shield is exactly the kind of thing Apple would do. From [0]: According to Apple's site, "the leather wallet is shielded so it’s safe for credit cards." That shield protects both Low Coercivity (LoCo) and High Coercivity (HiCo)…
Sorry if I wasn’t clear, but I’m saying that it’s easy when handling the small removable wallet to accidentally touch the non-shielded side of the wallet. Both my Popwallet and the Apple wallet have essentially the same design. A shielded pouch for credit cards, and a magnetic backing that attaches to the phone. The magnetic back cannot be shielded on the side that attaches to the phone, or it wouldn’t attach to the…
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#250> However, there are a great many smaller businesses in the United States that still rely on being able to swipe the customer’s card. Who are these businesses? Seriously, stop issuing cards without chips and send new card readers to theses businesses. End of story. Is it because US businesses use deeply embedded card readers in custom POS machines that aren't modular? Everywhere I go in South America and Europe, busi…
Merchants started getting chip terminals as part of the regular replacement cycle, consumers started getting chip cards as part of that regular replacement cycle, and eventually the terminals started telling users to insert their card.
Interac was the first mover because most people were already familiar with swipe and pin, so the move to chip and pin was a virtual non-event. When the credit card companies moved the issuing banks had to issue PINs, but everyone already knew the mechanics of using it.
The most interesting part is that the US already has the infrastructure to support this. I went to a Walmart in the US and paying with my Canadian credit card worked EXACTLY like it does in Canada - insert card, confirm amount, enter PIN, done. The cashier was a little confused that I didn't need to sign for it, but ultimately they just went with it.
The introduction of NFC was a similar non-event.