201–210 of 484 posts
For all the people saying why not use chip and pin cards for all your payments, using cash is EXTREMELY common for day to day small purchases in NYC and doesn't seem to be going away any time soon.
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I'd love to see what happens if I eat a meal, then say, "Sorry, I only have cash." They can be mad about it, but I don't think I'm breaking any laws by not having their preferred payment method to pay that debt, right? They can even ban me from the restaurant but—for that meal—I can't get charged with theft of services (or whatever the innkeeper laws are that relate to this situation)
Might depend on if there was clear notification before ordering your meal that they don't accept cash. In that case, you've incurred a debt that you knew you would be unable to pay. That might be some sort of fraud but it probably varies by jurisdiction.
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I’ve had an Apple Wallet since they came out and never had any cards lose their magnetic strip. Same with my wife.
Yeah, OP clarified he was using another brands wallet lol. Weird to dunk on Apple implying they under engineer their products. Engineering and (probably) precision manufacturing some magnetic shield is exactly the kind of thing Apple would do. From [0]: According to Apple's site, "the leather wallet is shielded so it’s safe for credit cards." That shield protects both Low Coercivity (LoCo) and High Coercivity (HiCo)…
I've always wondered about how modern contactless methods are more resistant to skimming. Couldn't someone compromise two machines and essentially MITM the NFC communcations, intercepting the card's response from the first machine, and replaying it against another remote machine, along with the PIN recorded from a camera? Though I suppose the ATM company could combat this by encoding the machine's ID or a nonce with…
The magnetic stripe is just data. NFC is a handshake: the chip is a tiny MCU. There is still a root of trust required to prevent MITM, but the device would need to be compromised. This is why keys and certificate chains are stored in secure memory that is resistent to side channel, and even physical attack (it breaks easily and the die can't be shaved down).
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Even EMV contactless is designed to work offline. There's no need for the mag stripe at all anymore unless you encounter a truly ancient card terminal. The last time I remember encountering one was at a toll booth in Italy around 2011 or so. And the transaction was immediately declined by my UK bank!
I've always wondered: What happens if I use a paused/canceled card on a plane? Do I just get the item for free?
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With just about everything either chip or tap now, is there any danger in just scratching out the mag stripe of my cards?
The small number of places with older swipe only terminals. Or when the chip isn't working (Lowes has a stripe reader on the register if the main terminal isn't working; mainly used for gift cards though). And finally, an alert employee might not accept a damaged card.
I’ve had no problems with their readers since I started doing that.
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So your point about Apple, is in fact, not about Apple at all. Cool.
I’m mostly having fun, but Apple’s official wallet also has magnets on the back. The point is apple designed a system where a small removable wallet needs to be handled with your cards. That’s apple’s system design. And I suspect that you would encounter the same issue with Apple’s official wallet. Just like my Popwallet apple says the inside of the wallet is shielded. But the outside cannot be shielded as it has to…
Is it? Numerous people up and down this thread who do use the official one have told you they've not experienced it, so I'm not sure your assumption holds.
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I've always wondered: What happens if I use a paused/canceled card on a plane? Do I just get the item for free?
Yep, like this person who used that method to steal £25,000 worth of goods from airlines: https://www.manchestereveningnews.co.uk/news/greater-manches...
It's crazy how I never carry cash anymore. I can't even think of the last time I used an ATM. I often just leave the house with my phone and buy stuff with apple pay. Also how is magnetic strip still a thing? I thought this was replaced with chip and tap years ago...
I love using cash. Sometimes I don't when my local ATM is down (which seems to happen so often...), but when I can it feels much better to me. No digital records, no potential for this type of skimmer or other scam, don't have to give up my ATM pin, no worrying about my phone running out of charge, able to give it away freely to anyone in need without setting up a digital transfer, the old taco truck still only takes…
Wow. This year in my area, a lot of the restaurants started charging 3% extra if you DON'T use cash.
And generally, in my state of Montana, there are still restaurants that won't accept credit cards at all.
This is why I really like the added security of the new Apple magnetic wallet I got. The wallet holds your cards and attaches to the back of the phone using magnets. While the inside of the wallet is magnetically shielded, I’ve found it’s nearly impossible when actually handling the magnetic wallet not to accidentally pass the card past the outside of the magnetic wallet. I have found that my card no longer works in…
Snark about Apple's shortsightedness tends to land better when you're not literally lying about using their product.