who is still using these old card? don't they expire? i mean its been like more then 10 years since we all switched to chipped cards i don't even know any place that has a strip reader or any bank that has them even enabled, i mean whats the point of adding a chip for security if your still allow strip readers...
Crazy Thin ‘Deep Insert’ ATM Skimmers
211–220 of 484 posts
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#212Earlier quoted context omitted.
Originally I was thinking they could handle an open tab like a gas station — place a hold on the card for $X for an open tab. But then, the more I thought about it, I’m not sure I want to be the bartender that has to explain why there was a hold of $100 on a college kid’s debit card. Sorry you can’t buy lunch, but the hold will get released in a few days, so it’s ok! There’s got to be a better way…
You could just prepay $X. Then extend it every so often. Any remainder gets refunded at the end. Honestly, in Australia I have not swiped my CC in over a decade.
In some ways we are pretty spoiled here in Australia, with regards to fintech adoption. The local farmers markets either take cash or contactless (or both depending on the stall). Its the literal only remaining place that I visit that takes cash-only at some stalls. Everywhere else is all contactless, all the time.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#213Can I be safe against this if I just put electrical tape over the magnetic stripe on the credit card? Or any other kind of covering. If I ever actually need it (very rare) I can just pull the tape off.
where do you live that banks allows you to even use the strip? once we got chips like 10+ years ago banks have since disabled the strip, i mean why have a chip if your card is going to get fraud ? defeats the purpose of it
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#214Earlier quoted context omitted.
I’m mostly having fun, but Apple’s official wallet also has magnets on the back. The point is apple designed a system where a small removable wallet needs to be handled with your cards. That’s apple’s system design. And I suspect that you would encounter the same issue with Apple’s official wallet. Just like my Popwallet apple says the inside of the wallet is shielded. But the outside cannot be shielded as it has to…
> The problem is with the system apple designed Is it? Numerous people up and down this thread who do use the official one have told you they've not experienced it, so I'm not sure your assumption holds.
They’ve not experienced the issue when touching a magnetic card to the magnetic side of the wallet, or they’ve not experienced the issue when placing the card in the shielded section? Because what I’m saying is the former is unfortunately very easy to do, and that would be easy no matter which brand holder is used.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#215Since cards have relatively recently gone to not having embossed numbers, the card slots are now probably just a little bit wider than most new cards, allowing a device like this to fit.
not here cards still have embossed numbers
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#216Any ideas on the manufacturer and model of that battery?
No, but it's not exactly an uncommon thing --- search "ultra-thin lipo" and you'll find plenty.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#217Earlier quoted context omitted.
I often just leave the house with my phone and buy stuff with apple pay. I admire your uncomplicated, predictable life. Sometimes I want to buy something from a guy with the ice cream cart at the park. Sometimes I need to tip a valet, a doorman, a hotel maid, or another service worker. Sometimes I want to buy Girl Scout cookies from the girl with the table on the corner. Sometimes I want to buy something from one of…
I think it's clear the person you're replying to isn't from the US since they seem unaware of how prevalent even magnetic swiping is in the US (or was when I left before the pandemic, when I visited a few months ago it seems interest in contactless has finally started to catch on).
I am from the US! Probably living in the Bay Area has influenced my ability to use tap to pay almost everywhere now. Covid definitely accelerated this though.
As for parent claiming my life is “uncomplicated” and “predictable” I won’t say they’re wrong. I have a pretty boring yet comfortable life.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#218Earlier quoted context omitted.
Contactless transactions using your phone are fast, secure and easy. Over time they will replace almost all current usage of chip & pin or magnetic stripe.
personally I hate the idea of always needing a phone with me -- i leave mine at home most of the time just using my wallet and nfc transit card to get around
Difficult to overstate how much you're in an extreme, extreme minority position if you own a smartphone and don't carry it around pretty much everywhere.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#219Earlier quoted context omitted.
Charged for what? I have payment options on my phone so I don't have to bring my wallet everywhere. Works great, even for public transit and it's the same price as the card.
Charged as in has a full and operational battery. A card with a chip in this does not require that. I can also intentionally give someone else my card to effect a purchase and neither myself nor my phone actually has to be there. Fraud clearly hasn't had a deleterious effect on the entire system, and the penalties for fraud align incentives to fight fraud properly. It's not such a large problem that I'm willing to ta…
If your threat model is a modern phone running out of battery, I suggest an external battery pack. Portable, powerful, and allows you not to carry a slow chip and pin.
Re: Crazy Thin ‘Deep Insert’ ATM Skimmers
#220Earlier quoted context omitted.
> No digital records, no potential for this type of skimmer or other scam I don't understand. How are you not exposed to this type of skimmer when it only attacks those who use cash ATMs, like what you do?
In Australia, day to day you can get up to $100 cash out at the grocery store. I think this is safer than the ATM since the readers are generally in use all the time so there is less chance that they have been tampered with. At least, I've never heard of someone getting their card details stolen at the supermarket. And I have heard plenty of ATMs around me being compromised.
Target?
Not exactly a grocery story, but it wasn't a single skimmer either.