Earlier quoted context omitted.
Depending on how sick she was there are such programs in every state. If she needed round the clock care like it sounds, she was sick enough most likely. He also could probably have declared bankruptcy early and been able to focus more on learning useful skills instead of killing himself trying to pay bills he never could. That is what bankruptcy is for. But hard to say what was really going on.
Right, learning useful skills while declaring bankruptcy. Something tells me you've never even come close to walking in those shoes. The second you stop generating profit, the state starts treating you like a broken toy.
There are methods to avoid being destroyed by situations like this, but some never try or don’t bother to even figure it out. Doesn’t mean it still isn’t hard work, and stressful as hell, but it is there to stop the destruction. Folks have to look and try though.