Earlier quoted context omitted.
You’re saying it like everyone can’t wait to live in a welfare state and having to provide for the “welfare” of others. I for one am not looking for anything else than good healthcare. There’s nothing “tilted” for life when you struggle to make ends meet while paying sky-high rent and having no prospects of ever owning your home.
> having to provide for the “welfare” of others. It's only fair. Once you get old, the young and healthy will pay for your hospital stay, too, through the insurance mix. But we could also just let you die because you can't pay the treatment. You'll have to decide, there's no free cake in the end.
How to find a job as Software Developer in Germany
101–110 of 316 posts
Re: How to find a job as Software Developer in Germany
#102Earlier quoted context omitted.
Let's do some simple (and probably wrong, but hey) maths: - House price: 450K euro - In Europe you usually need around 30% of the house in cash (20% for down payment and 10% for paperwork and the like). This means you need 135K euro saved. Saving 18K euro/year => you need to save money for 7 years - Now you get a mortage for the 70% of the 450K euro (315K euro). Now depending on how much you want to pay every month,…
Thats wrong. At least right now. 10% down payment is quite common currently in Germany for a house.
Re: How to find a job as Software Developer in Germany
#103Earlier quoted context omitted.
Let's do some simple (and probably wrong, but hey) maths: - House price: 450K euro - In Europe you usually need around 30% of the house in cash (20% for down payment and 10% for paperwork and the like). This means you need 135K euro saved. Saving 18K euro/year => you need to save money for 7 years - Now you get a mortage for the 70% of the 450K euro (315K euro). Now depending on how much you want to pay every month,…
Thats wrong. At least right now. 10% down payment is quite common currently in Germany for a house.
Re: How to find a job as Software Developer in Germany
#104> To sum up: if you are single and opt for "live cool and don't care about expenses" style, then an average developer salary will be enough (it might be harder if you have a family to feed). > On the other hand, if you choose to go the student-like route (living in Wohngemeinschaft and not eating out too much), you can easily manage with just 1.200-1.500 EUR per month, and save the majority of your salary. I know it…
Why's that? Saving 18k for 5 years would yield you 90k€, which would be an appropriate 20% down payment on the 450k€ house.
Re: How to find a job as Software Developer in Germany
#105> To sum up: if you are single and opt for "live cool and don't care about expenses" style, then an average developer salary will be enough (it might be harder if you have a family to feed). > On the other hand, if you choose to go the student-like route (living in Wohngemeinschaft and not eating out too much), you can easily manage with just 1.200-1.500 EUR per month, and save the majority of your salary. I know it…
Its not an unpopular opinion in my book. The first sentence, especially the "it might be harder if you have a family to feed", is distressing. If an average developer salary is not enough to do that, then, what are the jobs that DO allow you that ?
Re: How to find a job as Software Developer in Germany
#106Earlier quoted context omitted.
> having to provide for the “welfare” of others. It's only fair. Once you get old, the young and healthy will pay for your hospital stay, too, through the insurance mix. But we could also just let you die because you can't pay the treatment. You'll have to decide, there's no free cake in the end.
I pay for my own healthcare insurance, as healthcare is not free in Germany. So your points are invalid as far as I’m concerned.
Everybody will also pay for all the infrastructure you might be using and the others not.
Re: How to find a job as Software Developer in Germany
#107Earlier quoted context omitted.
Prices have beeen going up steadily for the last 10-15 years. Maybe there was a single dip in 2008-2010.
Past performance of an asset is no guarantee for future performance.
Re: How to find a job as Software Developer in Germany
#108Earlier quoted context omitted.
I pay for my own healthcare insurance, as healthcare is not free in Germany. So your points are invalid as far as I’m concerned.
Ah, that's fine. Everybody will also pay for all the infrastructure you might be using and the others not.
Re: How to find a job as Software Developer in Germany
#109Earlier quoted context omitted.
Past performance of an asset is no guarantee for future performance.
I don't care about past performance, I'm only looking at the future and unless there will be a future building boom in the cities to increase supply(spoiler alert, it won't because a million reasons) and unless there will be a sharp drop in internal and external immigration to the cities with jobs, prices will keep rising.
I can see a scenario in which inflation rises and increased mortgage rates deflate the current overvalued housing market.
Re: How to find a job as Software Developer in Germany
#110I'm surprised the article says nothing about certifications and or degrees, only work experience. I don't work in Software Engineering but I would have assumed that - like anywhere else in Germany - a university degree is required more often than abroad. Or am I wrong about that?
The reality is that there are lots of not so great software engineers working for not so great salaries in not so great projects. That kind of stuff is hard to hide in a good interview. Supporting people with getting a visa is costly for companies so they tend to do that only with good people. Quality is the main reason to do this.