Earlier quoted context omitted.
Sounds like it hints at a nasty feedback loop. "Are they stuck in financial trouble because of poor impulse control or are they stuck with poor impulse control because of financial trouble?" Singular they that is. It is easier to think long term while feeling secure but not thinking long term can lead to becoming insecure. Not trying to make any moral or blame judgements here - just pondering origins of problems and…
There are many nasty feedback loops caused by severe poverty. Even the most basic things like being able to show up for a job interview in an arbitrary location at an arbitrary time wearing presentable clothing and a relaxed demeanour — try doing that when you can barely afford to use public transport and your daily schedule is rigidly monopolised by whatever terrible job/gig you currently rely upon to literally surv…
I’ll support UBI when it stops being a libertarian wet dream to eliminate all other social spending and becomes a supplementary cause that lets us re-examine social spending when we can see how it shifts if everyone has “basic needs” covered.