The central claim in TFA is that when the government gives out loans directly, instead of guaranteeing loans made by banks, it's easier for students to get student loans, and therefore college prices go up.
a) Zero evidence is provided in TFA that it is in fact easier for students to get loans under the government program. I could make an equally compelling argument and say, when the private sector provides loans guaranteed by the government, private sector has a monetary incentive to seek out students and pile them high with loans that they can't afford. The loans are guaranteed by the government, so more loaning is direct upside.
In contrast, the government has no incentive to partake of predatory lending! Its incentives are aligned -- and not just on the monetary angle, but also, the government does not succeed if students are stuck in debt forever. Therefore when government gives the loans, incentives are aligned and lending goes down.
I've provided just as much evidence as Andrew. I'm not saying I'm right, but how do we know he is, either?
b) Andrew who?
c) TFA neglects to mention that you can take out up to $5500-7500 in government loans per year as an undergrad. https://studentaid.gov/understand-aid/types/loans/subsidized... If they had, you might have doubted their claim that this is the reason that college costs $50+k/yr.
We are already under this dude's system of "government offers a small, fixed amount in loans and students have to figure it out". Prices are still high and increasing.
It turns out that the high cost of college doesn't have a simple explanation or solution. Who knew.