There is no perfect system that protects buyers and sellers. Change the rules and buyers will be complaining. The reason it is skewed towards buyers is: 1) who in there right mind would buy something online where there is no protection (sellers aren't the same as they have to sell somewhere to make a living). 2) most buyers are honest who just want their item. Profiting from fraud as a buyer is a lot more work as the…
> The general view is sellers need to take fraud into their overall operating expense budget, just like department stored do with shoplifting. How’s that work when selling a single item?
But naturally sellers are then cutting down their potential buyer pool - it's a dilemma they need to deal with.
Of course one easy way to do this is cut out the entire online buyer pool altogether and sell your camera at a pawn shop - near-zero chance of fraud there.
Why don't sellers just do this? Because they want more money than the pawn shop is willing to offer, so they take the risk of selling online.
It's always important to remember what we are actually buying and selling a lot of the time is risk - the value of the item is often just a fraction of the overall purchase amount.