311–320 of 321 posts
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A 3 hour commute each way is not easy even when you do it only twice a week
Round-trip
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Well, its all relative ain't it. Lets just say... Buies Creek, North Carolina. I've been to smaller towns, but I'd say population of 2,942 is small for most people. EDIT: Seems like prices may have gone up in recent years: I'm seeing $800 to $1000 on Rent.com, but there's still a listing or two for $600/month. Or maybe "word of mouth" is still king there. Buies Creek is still reasonably close to the Raleigh metropoli…
Jeeeez, rental prices in the States are INSANE. I live in a dense urban area of ~1 million, on a tropical island. My 550 sqft apartment is ~$520. Hardwood floors, natural gas range and hot water, structure is proof against typhoons up to Category 5 (already experienced several), as well as earthquakes. Gigabit fiber optic internet @$35/month Speedtests around 550MB. Daily flights to practically every major city in As…
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How much of that $1300/month goes to dental and medical insurance? Because with no family to support, I don't see how you aren't paying close to half that in insurance.
I only just left my job this year. I chose not to get health insurance for rest of year because it's just for myself and I don't use it. (yes, slightly risky but in good health and don't plan to stay funemployed forever) But if I did, there's the premium tax credit, which caps premiums to some % of your annual income. For a single person, 322% above the federal poverty line is $40k with a 9.56% cap, so you'd pay no m…
echo "1.07^15" | bc -l
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I actually am thankful for folks who think living outside a major metro area is "mind-numbingly" boring. That means you'll stay in the city with all the other crazy people. See, these low-effort insults work both ways!
Cool. And thanks for car-induced climate change. I can’t wait for the oceans to turn to acid so you can enjoy your homesteading fantasy.
https://www.unenvironment.org/explore-topics/resource-effici...
We rented while making good money because it's easier to rent. We're now buying a house. I genuinely like fixing and maintaining houses, so it makes sense for us. However, most people don't. For them, it makes a lot more sense to rent. If you're rich and have a stable source of large income, it's almost always better to rent all your stuff. Not only is rented stuff of higher quality (because you can always have new s…
You don't have to take on any of the risk if anything breaks by forcing them to have renter's insurance. It's something that a lot of newer apartment buildings are doing these days.
Source: have rented solely in buildings requiring renter's insurance, and have never filed a claim for things breaking in the apartment. The landlord always fixes it.
More information here: https://www.ipsagency.com/blog/does-renters-insurance-cover-...
I am 34 years old working remotely as data scientist, making $107k TC. My wife who I've been married to for 13 years is a stay-at-home mother as we have two children in grade school. Since they are in the school she is turning in our half-acre into a sustainable garden with chickens. We own our home, are financially comfortable while saving $1500 a month, and travel. We were planning a 2-month trip to Japan this upco…
To add another couple data points: I am substantially younger, make exactly 100k/yr live within commuting distance of a grossly overpriced city full of people I want nothing to do with (read: expensive urban area known for tech and medicine) and made 90k/yr when I bought my house. I live in an city, not a nearly rural suburb, but it's not a rich city (thank god) but it has everything I need. I'm paying a few hundred…
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When I first moved to the US a decade ago, I got a job in a mid-sized city in Michigan paying $52,000 per year. Had zero problem saving up a down payment in a couple years. Brand new houses were $150k and older, nice home were $90k. Of course the job prospects aren’t as good as a major city, but housing isn’t a major issue.
> When I first moved to the US a decade ago Isn't that around the time all the housing price dropped? > mid-sized city in Michigan That might not be in the list of the places where most people desire to live. > Of course the job prospects aren’t as good as a major city, but housing isn’t a major issue. I think this is not following my comment. The point is not to talk about where affordable places are, but about how…
Making it possible for everyone to live in their most desirable city isn't realistic.
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I'm not fond of the slippery slope argument, particularly when it comes from NIMBY's that bought their houses when markets were at a low because nobody wanted to live in these cities. Bay area residents, Seattle residents, etc need to get over themselves and accept reality for what it is. They aren't protecting anything but their own sense of self-worth and the "theory" that bad things will happen if a 3 story apartm…
Reality is what we choose to make it through government. Higher density is not inevitable - it is a choice made by urban planning. That applies to employment as well as housing. I see no problem with a new 3 story apartment complex in my neighborhood, and I find the crime argument silly. On the other hand, if we continue to increase the density and population without corresponding improvements to infrastructure (part…
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To add another couple data points: I am substantially younger, make exactly 100k/yr live within commuting distance of a grossly overpriced city full of people I want nothing to do with (read: expensive urban area known for tech and medicine) and made 90k/yr when I bought my house. I live in an city, not a nearly rural suburb, but it's not a rich city (thank god) but it has everything I need. I'm paying a few hundred…
I see that you're very adamant on keeping the location anonymous, but I am vastly curious as to what region you are referencing to. I'm thinking perhaps Baltimore-Washington Area or even Houston.
Also how trades can even make 100k -- I used to run data centers and I got tight with a master electrician who did a lot of work for us. He had to work 6 days a week but got paid damn well, and has as much work as he wanted. But it was hard work, not without risk, and six figures doesn't go far in the DC burbs. Something like 6 out of 10 of the wealthiest counties in the US are DC suburbs.