And their Chief People Officer, is not coming back from her leave. From the outside it looks like Telsa is about going to go into a tough winter like moment. They are almost losing by winning. They are at capacity in their Fremont factory but still not making a profit. They need to start designing and building out manufacturing facilities for their next car and the help bolster Model X manufacturing. Stop and think f…
This is highly unlikely in the short term and in the long term they'll be building more plants. It's also something anyone can insure against by placing a bet that an earthquake will destroy their factory in the next five years. You'll presumably get 50:1 odds or better (a good chunk of which is the vig), which means the insurance would cost less than 2% of the sum you want insured.
> they have about a year of cash runway left( optimistically)
Unless they turn a profit (or come closer to it), which it's plausible they're about to do.
> You can't just collect insurance money and build a new factory like you can with a house, this is a many year project.
No, but you can buy insurance in the amount of the value of the output (or of your shares) rather than the cost of building a new facility, if you were really that worried about it.
> And the most worrying thing for them is that their next car will compete head on with Mercedes, BMW, Audi, and GM. That will be the first time they've had to compete head on with a competitor.
The entire EV market is production capacity constrained and will be for a couple more years at least. They can't lose sales to Mercedes or BMW EVs because they'll all already be selling 100% of the EVs they can manufacture, all of which are coming at the expense of petrol cars.