Earlier quoted context omitted.
I've read a bunch of personal finance books and I found that they recommend 3-6 months of expenses in savings as an "emergency fund." Of course, they usually mean in a bank, I don't know how literally you mean "cash." But if you have less than 3 months worth of expenses stashed, you're living somewhat precariously. The general population is absolutely terrible with money, so I would recommend taking random peoples' o…
> I don't think FEMA has a reputation for having borderline paranoia. If anything, FEMA tends to grossly underestimate the impact of the incidents they may respond to; the public tends to grossly overestimate FEMA's capacity and interests in doing what is ultimately, for every animal and man since the dawn of time, their own job and no one else's.
I think that's a bit harsh. Civilization gives us infrastructure to live safely in very densely populated areas. When that infrastructure fails it doesn't seem fair to just say: "Now it's up to you like it was up to your ancestors. It doesn't matter that they didn't live in a spot where they had 100k other homo sapience specimens within half an hour walk, now competing for resources that stopped flowing in."
It's so insanely densely populated that even leaving this place in a car could take you days.