Earlier quoted context omitted.
> mostly privatized Where's that?
Switzerland might be a good example ( https://en.wikipedia.org/wiki/Healthcare_in_Switzerland ): Healthcare in Switzerland is universal and is regulated by the Swiss Federal Law on Health Insurance. There are no free state-provided health services, but private health insurance is compulsory for all persons residing in Switzerland (within three months of taking up residence or being born in the country).
> and by a charge of 10% of the costs over and above the excess. This is known as the retention, and is up to a maximum of 700CHF (PPP-adjusted $429) per year.
That is absolute peanuts in terms of costs in the US.