Earlier quoted context omitted.
> Germany will continue slowly declining with whole Europe. I agree and this is really sad. Thinking of migrating because I plan to have a family and want them to grow up in the best environment. Which countries you guys think will be the best bet?
I disagree, Overall I find that Germany really strikes a good balance. Nice social security net, nice salaries, very low criminality, free school and universities, nice public transport. What else do you need to have a family? Real estate is indeed a bit on the expensive side, but it is the same situation everywhere else. Yes you feel a decline because of the aging population and low business growth. I agree that a d…
The Origins of the Wirecard Scandal
91–100 of 116 posts
Re: The Origins of the Wirecard Scandal
#92Earlier quoted context omitted.
Switzerland, maybe Norway, maybe Iceland. Singapore? New Zealand or Australia? You must decide. Nordic countries are too cold for me. Swiss salaries for engineers weren’t that different from my German salary. The others too far. I settled down between Munich and Alps. I love nature and still can reach Munich in 40 minutes if needed.
> Swiss salaries for engineers weren’t that different from my German salary. Don't you (and your company) pay way more taxes in Germany than in Switzerland? I've never applied to Munich positions but everything I've read point to a significant gap between Zürich and Munich in software engineering, even before taxes. But maybe that's only valid for software engineering and not so relevant for other engineering fields?
Re: The Origins of the Wirecard Scandal
#93There are federal elections in September in Germany. CDU just fell behind the Green Party in recent polls and SPD (whose Olaf Scholz ultimatively was in charge of BaFin) is a shadow of it's former self anyway. I do not think the everything will turn for the better, but I am hopeful that some actions will be taken. The political style of Merkel - and Germany as a whole for that matter - of a steady hand and waiting fo…
>I take a socially relatively cohesive country, where an illness or going to university will not bankrupt you, where your kids can travel alone in public transportation, where police shootings per year are single digits, where the air is very breathable and the tap water is drinkable over world leadership any time You're obviously entitled to your oppinion, but can we please stop pushing this cherry picked cliché nar…
Re: The Origins of the Wirecard Scandal
#94There are federal elections in September in Germany. CDU just fell behind the Green Party in recent polls and SPD (whose Olaf Scholz ultimatively was in charge of BaFin) is a shadow of it's former self anyway. I do not think the everything will turn for the better, but I am hopeful that some actions will be taken. The political style of Merkel - and Germany as a whole for that matter - of a steady hand and waiting fo…
As a German, I have to say, you're very well summarizing the current state of affairs and my own impressions. Very realistic and matter of fact - very German ;) The US is not a role model for Germany by any standards. But of course it can very well serve as a source of inspiration just like many other cultures and countries. Sadly, precisely this is a weakness of current policitcal elite. It's painful how deliberatel…
Re: The Origins of the Wirecard Scandal
#95Earlier quoted context omitted.
>I take a socially relatively cohesive country, where an illness or going to university will not bankrupt you, where your kids can travel alone in public transportation, where police shootings per year are single digits, where the air is very breathable and the tap water is drinkable over world leadership any time You're obviously entitled to your oppinion, but can we please stop pushing this cherry picked cliché nar…
> Fine, but can we please stop pushing this cherry picked cliche narrative of "US bad because healthcare, shootings and tap water."? Are you saying those aren't issues? Because I've lived in the US, and know many Europeans that have lived there or traveled there on holidays, and pretty much all of them agree that: - the first time in their lives they were afraid of getting ill was when they started living in the US -…
On healthcare, I've had to sit for 2-3 hours in an emergency room in London with my throat mostly closed struggling to breath because I hadn't turned blue yet (no kidding), which put me behind the people with stab wounds. That's a normal ordering of priority when there aren't any doctors available, but it was mostly because I was on a six-month waiting list to see an allergy specialist and hadn't yet been diagnosed. At least in the US, your only fear about getting sick is because you're worried about the cost. I had a xenophobic doctor (said I was just coming to the UK for the healthcare, hah, even though I was working and paying taxes) prescribe me medication I was allergic to despite saying over the course of several visits that I was. Luckily I looked up the medication before taking it.
As to homeless people, sure, there may be less in the cities (though still there), but in exchange you have shanty towns and cities setup on the outskirts like with Cañada Real outside of Madrid, or Christiania in Copenhagen. I've seen smaller ones in France (Nice and Paris), though at least one of them was removed, and know of short-lived ones (on the order of months and years) in London. On both sides of the pond you have people trying to make things better, like Utah's experiments or those of Helsinki.
As to violence, Europe is a dangerous place. If the people you've spoken to were afraid for the first time in their lives, that's mostly because people grow accustomed to their own brands of violence. I was about an hour away from being blown to bits in the 2004 Madrid bombings, I was lucky enough to have decided not to bring my family to the Promenade des Anglais in Nice the day the terrorist decided to drive his truck through the crowds, and I've experienced the terror that is walking through the streets of London at night during an uptick in knifings (never attacked myself, though a colleague was and escaped).
We can talk about the abduction of children like Madeleine McCann, or the acid attacks on people like Katie Piper. We can talk about the shootings in Northern Ireland, or the annexation of Crimea, but instead you should just look at the Wikipedia page on European terrorism, even though it's only one type of the violence you can encounter.
As to obesity in Europe: Yes, the USA is on top, though there are variations by city (and people trying to fix it), but I have seen people too fat to board a bus (and no, not Americans) in both England and France, at the least. Don't believe me? Look for pictures of Virginie Grossat, French (!) model size 54 (though I've never seen her in public, just ordinary people).
But what about your claim that Europeans measure their style of living by how the poorest people in their country live? What does that say when you look how the Syrian refugees were treated in Europe? Maybe they're discounted because they weren't citizens? Well then, how about how the Polish are treated in the UK and Ireland, or ex-colonial immigrants in France? What about eastern Europeans in general, or the Romani people?
None of this is meant to say that America is just great, or Europe just sucks (I happen to be very fond of both). Why do you think so many people emigrate to the US? What the grandparent was trying to say is that when creating this caricatured version of the US (or any place that happens to be "other"), then you end up engaging in the very thing you're decrying, "whataboutism", and you actually blind yourself to the reality.
Re: The Origins of the Wirecard Scandal
#96Earlier quoted context omitted.
It's true that the capital gains taxes are really high. But there are at least some exempts: 1) first 801€ for an individual or 1602€ for a couple are tax free (every year); 2) if you invest in ETFs that invest primarily in stocks first 30% of capital gains are tax free
> 2) if you invest in ETFs that invest primarily in stocks first 30% of capital gains are tax free Citation needed. I would argue the point is actuallly the opposite: Capital gains taxes are actually lower than income taxes on your salary. Properties do have an unfair advantage, though, because they can be sold tax free after 10 years. We do need something like a 401k. But if you read the election manifestos of diffe…
I will try to provide a screenshot from Steuerbescheinigung that Scalable Capital sent me a few days ago.
Also, if something like 401K (with matching, hehe) is really implemented one day in Germany, it will be a big step ahead. Right now people are constantly robbed with various corporate pension plans that just pour money into Allianz and other insurance companies for "only" 2% TER.
Re: The Origins of the Wirecard Scandal
#97Earlier quoted context omitted.
Compare Berlin rents to any European capital. Man, reading all those replies, Germans do live in a bubble and do not know how privileged they are. Take a step back, look at London, realize how good you have it, just rent an apartment instead of buying one, put your money in the stock market and wait for the population to decline and the bubble to burst.
>Compare Berlin rents to any European capital. Just resorting to whataboutism at every step doesn't magically make rents in Germany cheaper more easy to obtain for those in Germany. The fact that Parisians or Londoners or Tokyans(is that even a word?) have expensive rents doesn't help me when I live in Germany since they're completely different markets and I only compete in my local market, not with those in Paris/Lo…
Whataboutism is to use a different issue to show that the first issue is not that big, even though the second issue does not actually take away from the first issue and the first issue is worth discussing on its own.
What I am saying is: Rent in Germany is relatively inexpensive (even compared to income and especially compared to property prices). Because how do you determine if something is inexpensive? You compare it to something else. Comparing prices to determine if something is expensive is not whataboutism.
Re: The Origins of the Wirecard Scandal
#98Earlier quoted context omitted.
So many wishful thinking. I bet there will be no changes after election. Why should it be? Germany will continue slowly declining with whole Europe. This pandemic management was/is real shitshow. The universities are other funny thing. They have no future with heavily underpaid staff and work contracts for 6-12 month working contracts. Max Planck and Fraunhofer are sweatshops for industrial partners. They do the task…
> Germany will continue slowly declining with whole Europe. I agree and this is really sad. Thinking of migrating because I plan to have a family and want them to grow up in the best environment. Which countries you guys think will be the best bet?
I'm inclined to agree with the opinion upthread that Germany is maybe a bit overly negative about itself. :)
Re: The Origins of the Wirecard Scandal
#99There are federal elections in September in Germany. CDU just fell behind the Green Party in recent polls and SPD (whose Olaf Scholz ultimatively was in charge of BaFin) is a shadow of it's former self anyway. I do not think the everything will turn for the better, but I am hopeful that some actions will be taken. The political style of Merkel - and Germany as a whole for that matter - of a steady hand and waiting fo…
We export modern versions of the same motors we did for decades. Took one south african immigrant to overthrow our car companies plans for years.
> The university rankings do not take into account that research in Germany happens at Fraunhofer or Max Planck, which are door to door to their respective university and have shared staff. If all their papers would be taken into account, the rankings would change dramatically.
Quality over quantity. The bullshit those institutes publish regularly is laughable at best.
The country you is describe doesn't exist anymore. Germany failed to invest in education, now that there is a pandemic it gets crystal clear: we slept through 30 years of innovation and progress and looking at the current talking points in Berlin I am afraid we are still asleep at the wheel.
Re: The Origins of the Wirecard Scandal
#100Earlier quoted context omitted.
> then the exploitation of foreign workers during the "economic wonder" time after the war. Until now things didn't change much. I am not argueing that there is not abuse. But to force this narrative, you have to be already behind the "border wall" and therefor rich enough to be either nationalist ("no immigration!") or very naive ("just give them money!"). Either way in my mind you are putting yourself above the poo…
> Either way in my mind you are putting yourself above the poor little people, who are in such misery. You do not think they are trying to do what's best for them? They are responsible for their own fortune and many of their children actually make it. I don't understand that logic. I am not putting myself above anyone, just stating a fact. And the fact is that a was majority of immigrants are indeed doing their best…
In your first reply you talked about exploitation of immigrants by the economy. Now you are talking about racism throughout society. Those are two connected but different topics. I am argueing only against the first (economic growth only through abusing immigrants). My point was basically: People are not helpless, they are trying to advance on their own. Since nobody forced them to come, I am just assuming that they are not stupid, but actually get something out of it. So a liberal believe in human ability.
I agree with the point you raised in your next reply. People should be treated equally. But I do not think, that this does support your argument. People not being able to advance even hurts the economy. I do not think you gave an example of immigrants being exploited for the sake of economic growth. I think everyone profitted (I gave Poland as an example in a sister comment).