Earlier quoted context omitted.
You're totally right! Please refer to paragraph 213 of your service agreement, in which you agree to binding arbitration with an arbiter of our choosing at your cost. I hope this answers all of your questions! Have a wonderful day!
Not legally enforceable, but absolutely something that it would say in order to dissuade you from going to small claims court
Then you can go back and figure out how to get your money, depending on the business this might be really hard.
And this isn't a hypothetical. I have had this and never seen any of the money from the judgement....