Earlier quoted context omitted.
I hate this sentiment. It can be used about, well, anything at all that might cause your risk of anything to go up as far as science understands it today (which might be different tomorrow, they're always learning). Accident while biking? Nope - too risky, no care for you. Eat red meat and get cancer? Too bad, no treatment for you. Same for drinking wine, or doing any of the thousands of things "they" say MAY raise y…
That mostly seems reasonable. Get in a car crash? Your car premiums go up. Get in a bike accident and need medical care? Your medical premiums go up. Have too high a body fat? Higher premiums. Smoke? Higher premiums. With a single payer system you could also price it into things like red meat and alcohol through a sales tax that goes to insurance.
As a casual bicycle user, you're far more likely to have a serious bicycle collision from being hit by a car driver.