Earlier quoted context omitted.
The issue is that they have a field for prior names/AKA/aliases, and it's typically immutable. You can watch a person's face change as they read the report.
Whose face to you mean? The person being deadnamed, or the person reading the list of names and realizing the person opposite them is trans? It seems to me that, for the purposes of understanding your legal history it makes sense to keep track of someone's deadname at such an agency. If someone accrued massive debt (or massive positive credit) under their deadname, then that still reflects on them. It sucks to have i…
It is not one's legal history. It's a monster of a private industry trying to justify its own existence, which the world turned without for the longest time. There are many other ways that these reports have harmed non-trans people with false or outdated information.
If someone accrues massive debt, that's the bank's problem, to recover in collections, the court or with the sheriff, and not by giving someone a virtual scarlet letter. Maybe they shouldn't play this massive game of easy, crippling credit, points and cashback rewards. As to massive positive credit, I couldn't care less whether I have their favor.