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Ready-made Stripe Checkout for freelancers

wirize.com

61–70 of 72 posts

Re: Ready-made Stripe Checkout for freelancers

#61
post #17

Earlier quoted context omitted.

It is dramatically easier to send someone a bank transfer in Europe (and I'd imagine, the rest of the world) than it is in the US. All you need is the recipient's IBAN (and sometimes BIC, which is usually already in the IBAN), and boom, you can initiate a transfer from your bank to theirs, for free. It blows my mind that banks in the US still haven't figure out how to do this.

Do you really just need one number to initiate transfers in Europe? US banks do have IBANs, but you still need an account number in order to finish up the process.

In my online banking account I type in a name, the IBAN, the amount and optionally a description. That's it.

Re: Ready-made Stripe Checkout for freelancers

#62

"free till beta" I hate this stuff. Either make it free or let me pay you for it. What sucks is switching over to it because you think it's saving money, then having them change the fee structure and you have to switch back.

Would you rather pay for an unfinished product? They see value in allowing you to benefit from any utility while giving them testing data and a canvass of the market while they fill out the product. Charging now would cause a sense of entitlement in users that they probably aren't ready to handle yet

Re: Ready-made Stripe Checkout for freelancers

#63
post #7

Stripe recently launched this feature themselves! https://stripe.com/us/billing You can set up subscriptions/invoices and send a stripe-hosted link (pay.stripe.com) for the customer to enter their billing. And you don't need to do _any_ coding. So, I'm not sure what the benefit of this is over using Stripe directly. Am I missing something?

This is a good question. I will try to align the main differences (in my opinion): 1. Stripe invoice is part of the recurring billing process and isn’t intended for one-time charges. 2. Like other services, Stripe provides a payable invoice, instead, Wirize is a pre-integrated payment checkout. 3. Stripe invoice is available in the US only at the moment, instead, Wirize supports 20+ countries. Please let me know if y…

you can actually send one time invoices on Stripe :D

Re: Ready-made Stripe Checkout for freelancers

#64

"free till beta" I hate this stuff. Either make it free or let me pay you for it. What sucks is switching over to it because you think it's saving money, then having them change the fee structure and you have to switch back.

Would you rather pay for an unfinished product? They see value in allowing you to benefit from any utility while giving them testing data and a canvass of the market while they fill out the product. Charging now would cause a sense of entitlement in users that they probably aren't ready to handle yet

Yes I would because then I'd know what I was buying. So would most real buyers.

Re: Ready-made Stripe Checkout for freelancers

#65
post #40

Earlier quoted context omitted.

Why do we need a law to allow this? If there is a law that disallows it we would need to repeal that law. I am not aware of such a law though. I thought that merchants choose not to do this because it is seen as nickle-and-diming people, and they don't want the negative sentiment. Taking credit cards is just a cost of doing business. That said, lots of gas stations offer discounts for cash.

Here's a case in Canada: https://www.ctvnews.ca/mobile/business/merchants-may-soon-as... Badically, credit card processing agreements prohibited fees. But as a matter of public interest a lawsuit was brought and fees were allowed. This is still quite recent so we haven't seen any effects. "Just a cost of doing business" is the point. Europe saves 2% annually compared to our system. A 2% private tax is very large.

And, because they don't spend money they don't have, they spend less. But less spending means shrinkage in the economy (or so I'm told), but means poor people are less poor. And it means that rich people are less rich (that interest that poor people pay doesn't go to other poor people). Today I realized that credit card companies are the root of all evil. Save us, Bitcoin!

Re: Ready-made Stripe Checkout for freelancers

#66
post #5

Something like this will never work in Germany. 99% of business transactions are done via a simple SEPA transfer, which doesn't incur any fees.

If it uses Stripe Elements for this (the v3 api), there is support for a SEPA dialog in there.

Problem with this is that it's SEPA Direct Debit. That means you can charge other cards, most companies will never agree to something like that. They prefer sending it themselves.

Re: Ready-made Stripe Checkout for freelancers

#67

"free till beta" I hate this stuff. Either make it free or let me pay you for it. What sucks is switching over to it because you think it's saving money, then having them change the fee structure and you have to switch back.

Would you rather pay for an unfinished product? They see value in allowing you to benefit from any utility while giving them testing data and a canvass of the market while they fill out the product. Charging now would cause a sense of entitlement in users that they probably aren't ready to handle yet

Yes,

If it's good enough to be released, I'd be happy to pay for an unfinished product - if for no other reason than it would make it more sustainable long term.

Or, I'll wait until they figure out what the heck their long term pricing will be before doing the work to change a critical part of the business to run on them.

This "free to use" mindset is incredibly short-sited - especially when it comes to checkout infrastructure. That should be the one thing that people are willing to spend money on.

Re: Ready-made Stripe Checkout for freelancers

#68
post #4

I don't like being negative, and I applaud Stripe's initiative here, but this will never fly in Canada. We have Interac e-mail transfer up here which is easier and better at just about everything.

Hi caiob, Thanks for your comment. We are aware that Wirize can't compete against a domestic solution like Interac, but in several cases, freelancing is also about international payments. Is Interac convenient for no-domestic payments?

Being a freelancer, why on Earth would I accept credit card payments? Extra fees, charges etc...

Re: Ready-made Stripe Checkout for freelancers

#69

Stripe checkout is so easy that I find it very few reasons to use services like this. I do appreciate convenience and I am not a person who likes to build everything by itself, but this is not a problem I or many of my friends have. If others feel different, please chime in and explain your situation.

Hi desireco42, Thanks for your comment. The main difference is that if you go with Stripe directly, you need to integrate the checkout on your personal website, and it requires some code skills, and of course a functional website. Instead, Wirize is a ready-built tool (basically you don't need anything I pointed out above). Anyway, you're totally right, Stripe is very easy to use, but if you've just some one-time pay…

Again, didn't mean to put down your service. Thank you for explaining.

Re: Ready-made Stripe Checkout for freelancers

#70
post #21

I think it's fairly clear that judging by the comments, the design and use of the word "Stripe" make this seem like a Stripe product. You could well be infringing on their trademark.

Hi tom169, thank you for reporting it. It wasn't our intention to create confusion among the products! Wirize isn't a Stripe product, so we're going to perform some copy changes to clarify it.
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