Earlier quoted context omitted.
It is dramatically easier to send someone a bank transfer in Europe (and I'd imagine, the rest of the world) than it is in the US. All you need is the recipient's IBAN (and sometimes BIC, which is usually already in the IBAN), and boom, you can initiate a transfer from your bank to theirs, for free. It blows my mind that banks in the US still haven't figure out how to do this.
Do you really just need one number to initiate transfers in Europe? US banks do have IBANs, but you still need an account number in order to finish up the process.
Ready-made Stripe Checkout for freelancers
61–70 of 72 posts
Re: Ready-made Stripe Checkout for freelancers
#62"free till beta" I hate this stuff. Either make it free or let me pay you for it. What sucks is switching over to it because you think it's saving money, then having them change the fee structure and you have to switch back.
Re: Ready-made Stripe Checkout for freelancers
#63Stripe recently launched this feature themselves! https://stripe.com/us/billing You can set up subscriptions/invoices and send a stripe-hosted link (pay.stripe.com) for the customer to enter their billing. And you don't need to do _any_ coding. So, I'm not sure what the benefit of this is over using Stripe directly. Am I missing something?
This is a good question. I will try to align the main differences (in my opinion): 1. Stripe invoice is part of the recurring billing process and isn’t intended for one-time charges. 2. Like other services, Stripe provides a payable invoice, instead, Wirize is a pre-integrated payment checkout. 3. Stripe invoice is available in the US only at the moment, instead, Wirize supports 20+ countries. Please let me know if y…
Re: Ready-made Stripe Checkout for freelancers
#64"free till beta" I hate this stuff. Either make it free or let me pay you for it. What sucks is switching over to it because you think it's saving money, then having them change the fee structure and you have to switch back.
Would you rather pay for an unfinished product? They see value in allowing you to benefit from any utility while giving them testing data and a canvass of the market while they fill out the product. Charging now would cause a sense of entitlement in users that they probably aren't ready to handle yet
Re: Ready-made Stripe Checkout for freelancers
#65Earlier quoted context omitted.
Why do we need a law to allow this? If there is a law that disallows it we would need to repeal that law. I am not aware of such a law though. I thought that merchants choose not to do this because it is seen as nickle-and-diming people, and they don't want the negative sentiment. Taking credit cards is just a cost of doing business. That said, lots of gas stations offer discounts for cash.
Here's a case in Canada: https://www.ctvnews.ca/mobile/business/merchants-may-soon-as... Badically, credit card processing agreements prohibited fees. But as a matter of public interest a lawsuit was brought and fees were allowed. This is still quite recent so we haven't seen any effects. "Just a cost of doing business" is the point. Europe saves 2% annually compared to our system. A 2% private tax is very large.
Re: Ready-made Stripe Checkout for freelancers
#66Something like this will never work in Germany. 99% of business transactions are done via a simple SEPA transfer, which doesn't incur any fees.
If it uses Stripe Elements for this (the v3 api), there is support for a SEPA dialog in there.
Re: Ready-made Stripe Checkout for freelancers
#67"free till beta" I hate this stuff. Either make it free or let me pay you for it. What sucks is switching over to it because you think it's saving money, then having them change the fee structure and you have to switch back.
Would you rather pay for an unfinished product? They see value in allowing you to benefit from any utility while giving them testing data and a canvass of the market while they fill out the product. Charging now would cause a sense of entitlement in users that they probably aren't ready to handle yet
If it's good enough to be released, I'd be happy to pay for an unfinished product - if for no other reason than it would make it more sustainable long term.
Or, I'll wait until they figure out what the heck their long term pricing will be before doing the work to change a critical part of the business to run on them.
This "free to use" mindset is incredibly short-sited - especially when it comes to checkout infrastructure. That should be the one thing that people are willing to spend money on.
Re: Ready-made Stripe Checkout for freelancers
#68I don't like being negative, and I applaud Stripe's initiative here, but this will never fly in Canada. We have Interac e-mail transfer up here which is easier and better at just about everything.
Hi caiob, Thanks for your comment. We are aware that Wirize can't compete against a domestic solution like Interac, but in several cases, freelancing is also about international payments. Is Interac convenient for no-domestic payments?
Re: Ready-made Stripe Checkout for freelancers
#69Stripe checkout is so easy that I find it very few reasons to use services like this. I do appreciate convenience and I am not a person who likes to build everything by itself, but this is not a problem I or many of my friends have. If others feel different, please chime in and explain your situation.
Hi desireco42, Thanks for your comment. The main difference is that if you go with Stripe directly, you need to integrate the checkout on your personal website, and it requires some code skills, and of course a functional website. Instead, Wirize is a ready-built tool (basically you don't need anything I pointed out above). Anyway, you're totally right, Stripe is very easy to use, but if you've just some one-time pay…
Re: Ready-made Stripe Checkout for freelancers
#70I think it's fairly clear that judging by the comments, the design and use of the word "Stripe" make this seem like a Stripe product. You could well be infringing on their trademark.