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Ready-made Stripe Checkout for freelancers

wirize.com

11–20 of 72 posts

Re: Ready-made Stripe Checkout for freelancers

#11
Stripe checkout is so easy that I find it very few reasons to use services like this. I do appreciate convenience and I am not a person who likes to build everything by itself, but this is not a problem I or many of my friends have.

If others feel different, please chime in and explain your situation.

Re: Ready-made Stripe Checkout for freelancers

#12
post #5

Something like this will never work in Germany. 99% of business transactions are done via a simple SEPA transfer, which doesn't incur any fees.

Do you have figures to back up this claim?

I understand for regular procurement the importance of cost saving. But in product development paying everything with bank transfers rather than with corporate cards sounds like a ballache.

Re: Ready-made Stripe Checkout for freelancers

#14
post #5

Something like this will never work in Germany. 99% of business transactions are done via a simple SEPA transfer, which doesn't incur any fees.

Do you have figures to back up this claim? I understand for regular procurement the importance of cost saving. But in product development paying everything with bank transfers rather than with corporate cards sounds like a ballache.

Even consumers hardly use credit cards in Germany. Only about 18% of payments are made with credit cards (https://qz.com/262595/why-germans-pay-cash-for-almost-everyt...)

Re: Ready-made Stripe Checkout for freelancers

#15
post #3

What's wrong with a normal bank transfer? Or the many payment apps like pingit?

Do many staff have authority to make bank transfers? Are you suggesting they go to finance for every purchase?

Most don;'t have the authority to make large CC payments either if you're talking big corps.

SME to freelancer payment is much better with bank transfer. Way less skimmed off the top than CC.

Re: Ready-made Stripe Checkout for freelancers

#17
post #5

Something like this will never work in Germany. 99% of business transactions are done via a simple SEPA transfer, which doesn't incur any fees.

Do you have figures to back up this claim? I understand for regular procurement the importance of cost saving. But in product development paying everything with bank transfers rather than with corporate cards sounds like a ballache.

It is dramatically easier to send someone a bank transfer in Europe (and I'd imagine, the rest of the world) than it is in the US. All you need is the recipient's IBAN (and sometimes BIC, which is usually already in the IBAN), and boom, you can initiate a transfer from your bank to theirs, for free. It blows my mind that banks in the US still haven't figure out how to do this.

Re: Ready-made Stripe Checkout for freelancers

#18
post #14

Earlier quoted context omitted.

Do you have figures to back up this claim? I understand for regular procurement the importance of cost saving. But in product development paying everything with bank transfers rather than with corporate cards sounds like a ballache.

Even consumers hardly use credit cards in Germany. Only about 18% of payments are made with credit cards ( https://qz.com/262595/why-germans-pay-cash-for-almost-everyt... )

Do German credit cards not have cashback programs? When every transaction I make gives me back 1-6%, that adds up significantly over time. It's essentially subtracting tax off of groceries and gas for me.

Re: Ready-made Stripe Checkout for freelancers

#19
post #5

Something like this will never work in Germany. 99% of business transactions are done via a simple SEPA transfer, which doesn't incur any fees.

Do you have figures to back up this claim? I understand for regular procurement the importance of cost saving. But in product development paying everything with bank transfers rather than with corporate cards sounds like a ballache.

Regular business transfers with trusted partners is almost 100% done by regular bank transfer in Western Europe ( I am talking about NL, but I am pretty sure it applies for DE/DK etc as well ).

You order a bunch of X, get the invoice, pay the invoice within its term ( usually 30 days ).

It is not even cost-saving : we had to conduct businesses before creditcards were widely available.

Re: Ready-made Stripe Checkout for freelancers

#20
post #14

Earlier quoted context omitted.

Even consumers hardly use credit cards in Germany. Only about 18% of payments are made with credit cards ( https://qz.com/262595/why-germans-pay-cash-for-almost-everyt... )

Do German credit cards not have cashback programs? When every transaction I make gives me back 1-6%, that adds up significantly over time. It's essentially subtracting tax off of groceries and gas for me.

No cashbacks in Western Europe as far as I am aware.

How do feel about shafting all your suppliers? Because that is about the sentiment here.

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