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FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

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Re: FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

#561

Post by minkzilla »

consteval wrote: post #493
seizethecheese wrote: post #406

Earlier quoted context omitted.

This is insane and wrong. The Supreme Court is explicitly not supposed to represent the will of the people. You’re advocating nothing less than a type of coup. And against my best judgement, I’ll add that in it was roe v wade itself that was essentially judges creating law (shoehorning abortion rights into a right to privacy is a stretch).

> shoehorning abortion rights into a right to privacy is a stretch I disagree fundamentally, but this is where the textualists and others diverge. I absolutely believe our fundamental rights extend to the modern era.

Could you expand on "our fundamental rights extend to the modern era" and how that connects to the legality of abortion being based on the right to privacy?

Re: FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

#562

Post by minkzilla »

xracy wrote: post #399
Spoom wrote: post #5

Does the FTC actually have the power to set rules like this effectively now that Chevron deference isn't a thing? I'd imagine e.g. the New York Times, among others, will quickly sue to stop this, no?

We gotta stop giving SCOTUS credit for bad decisions when they make unpopular opinions. SCOTUS is not supposed to make legislation, and if they are going to try and override Chevron from the bench without legislation, then we have to ignore them. SCOTUS' power/respect only goes as far as they're actually listening to the will of Americans. This is not representing Americans if they override. Same for abortion (just l…

I don't agree with overruling Chevron but saying "if they are going to try and override Chevron from the bench without legislation, then we have to ignore them" makes no sense because Chevron was not made by legislation in the first place. It was made by SCOTUS. It comes from the case Chevron U.S.A., Inc. v. Natural Resources Defense Council, Inc.

Re: FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

#563

Post by oaththrowaway »

Arrath wrote: post #471
mtgentry wrote: post #434

Earlier quoted context omitted.

Reminds me of text messages from the DNC. I gave my phone number to Obama in ‘08 and have been endlessly pestered ever since.

Reminds me of my brother, who happens to be a universal donor and gives blood when the whim strikes him. Meanwhile he gets a text asking for a blood donation more or less every week.

I had to yell at Red Cross once. I was getting calls maybe 2-3x a week to go donate blood in areas almost 200 miles away. It was obscene. The caller never could seem to understand why I wouldn't rush down there.

Re: FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

#564

Post by nijave »

ClarityJones wrote: post #352
battle-racket wrote: post #244

Earlier quoted context omitted.

At least they didn't make you make a phone call and have a rep try to prevent you from doing so for an hour (looking at you NYT).

The phone rep is almost easier, because all they can do is withhold their confirmation. So, I told the Sirius guy who I was and that they were no longer authorized to charge my card, hung up, and wrote a note in my files. Sirius charged me again, and I submitted a chargeback. Quick and easy.

Unless you're on hold >1 hour since they have no one staffing the call center.

Even worse when their crappy VOIP software insta hangs up when you're up in the queue and you get kicked to the back to wait longer.

Re: FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

#565

Post by nijave »

rootusrootus wrote: post #333
susanthenerd wrote: post #253

Earlier quoted context omitted.

Services like this are the reason I prefer to pay thru google play. It is much easier to just cancel it

As much as I used to hate them, I've now gained an appreciation for PayPal for this kind of stuff. For when I don't want to give my credit card to yet another vendor to possibly be compromised, or manage a sketchy subscription, PayPal is a pretty good solution. I do prefer Apple, but not every subscription can be bought that way.

Yeah PayPal is pretty good here. There's a page that lists all your billing subscriptions and you can cancel them right there.

It's a shame credit cards don't offer the same thing (Chase is able to list them all but provides no contact information or ability to revoke authorization)

Re: FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

#566

Post by pc86 »

the_gorilla wrote: post #220
pc86 wrote: post #170

Earlier quoted context omitted.

The answer is not to do a chargeback, the answer is to not sign contracts you have no intention of fulfilling.

Gyms are notorious shysters who made it difficult to cancel your membership, even when you have the right. Don't blame the consumers for this bullshit. Do as many chargebacks as you can.

Don't sign an agreement to do something you don't want to do. It's as simple as that.

It's not "blaming the consumers" for expecting people to follow the terms of contracts they sign. I never had a Gold's Gym membership for exactly this reason - their cancellation terms were onerous, I wasn't interested in complying, so I never signed and never gave them any money.

If you say "well, I don't want to do that, but I'm just going to sign this anyway then do a chargeback because that's easier" them yes, you deserve to be blamed, you deserve to be shamed, and you should have to pay the cancellation fees, early termination fees, whatever.

Re: FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

#567

Post by joquarky »

orev wrote: post #445
maccard wrote: post #374

Earlier quoted context omitted.

That’s what the report spam button is for.

That doesn’t work well when you actually do need to receive emails from them once in a while. Equifax abuses this to the extreme, with every single change to your credit usage triggering an “account related” alert. But you still need to allow them for that one time they actually send a useful alert.

It seems like we have all the tools we need to filter email with classification by language models.

Re: FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

#568

Post by dpkirchner »

tshaddox wrote: post #511
Uehreka wrote: post #190

When people try and say that regulating stuff like this is impossible, I often think about how unreasonably great the regulations around “Unsubscribe” links in emails are. There really seems to be no loophole or workaround despite there being huge incentive for there to be one. Every time I click an “Unsubscribe” link in an email (it seems like they’re forced to say “Unsubscribe” and not use weasel words to hide the…

I've always wondered how Vanguard gets away with this. They send a lot of promotional emails that all say this near the bottom of the message: > Because you're a valued Vanguard client, we thought you'd be interested in this information. If you prefer not to receive emails of this type, simply email us. Please do not reply to this message to opt out. > The material in this message is promotional in nature. No unsubsc…

Interesting -- they do send a List-Unsubscribe header with an unsubscribe link that seems to work (and contains a JWT, curious), but no regular HTML link.

Re: FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

#569

Post by LegitShady »

consteval wrote: post #498
InitialBP wrote: post #417

Earlier quoted context omitted.

It may be different now, but Planet Fitness used to ONLY allow you to set up ACH payments (e.g. bank routing and account number) and then only allow you to cancel in person. You can't dispute because it's ACH.

It's the same now, but actually worse. For me I had to mail-in a cancellation request. They can't cancel it at my gym.

I asked about cancellation policies before joining and when I found out about the mail in cancellation policy I literally laughed in their faces and walked out. It's obvious abuse.

Re: FTC announces "click-to-cancel" rule making it easier to cancel subscriptions

#570

Post by LegitShady »

heavyset_go wrote: post #552
jrajav wrote: post #132

Earlier quoted context omitted.

If you can sign up for the gym online, then you need to be able to cancel online. That's how this rule is meant to work for all kinds of merchants. Gyms would still be free to pull their usual car-salesman shenanigans on cancellation if they're willing to only take new subscriptions on location and not online, too.

Planet Fitness makes it easy to sign up online but you will have to journey to the to the ends of the Earth to cancel your subscription.

print off the form, get it notarized, sprinkle it with essence of rose, put your signature, thumbprint, and a skin sample to prove your identity, sing songs to the machine god to empower its cancellation abilities, send through registered mail to an address antarctica, and follow up with form 2 and a similar process within one month.
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