Earlier quoted context omitted.
I think Europe got rid of magstripes 15 years ago. IIRC 2005 was the deadline.
My last magstripe transaction in Finland was in 2010 at a local supermarket that upgraded late.
Apple Pay on pace to account for 10% of global card transactions
411–420 of 432 posts
Re: Apple Pay on pace to account for 10% of global card transactions
#412Earlier quoted context omitted.
> What is generated per transaction is the EMV unpredictable number, but this is part of the EMV protocol and done for any EMV transaction. What about when magstripe emulation is in use, does Apple Pay support that in the US?
Nope, Apple Pay is EMV only. Only Samsung Pay does magstripe emulation.
Re: Apple Pay on pace to account for 10% of global card transactions
#413Earlier quoted context omitted.
As far as I can tell, that's just poor design on Shopify's part. You can work around it by adding a discount code while checking out with a different method, bailing out, then going back through Apple Pay. It's kind of crazy that it's been broken for so long.
Apple’s UX guidelines make things like discount codes and expedited shipping harder to implement.
Re: Apple Pay on pace to account for 10% of global card transactions
#414Earlier quoted context omitted.
Apple should really provide a tip when you have done it the wrong way multiple times. I too didn’t know that was a better sequence.
The phone tells you the sequence every time. You double-press the button, it shows the FaceID prompt. You authenticate with FaceID, it tells you to hold it near the reader.
Re: Apple Pay on pace to account for 10% of global card transactions
#415Earlier quoted context omitted.
Considering how frequently people use their devices while sitting on a toilet, I'm not so sure.
That doesn't matter, though. No one else touches the device.
Re: Apple Pay on pace to account for 10% of global card transactions
#416I just found out it works at gas stations in Canada where I’d normally have to go inside and have them charge my card and sign for it. It’s made traveling a lot nicer when places support.
> I just found out it works at gas stations in Canada where I’d normally have to go inside and have them charge my card and sign for it. Say what? I live in a rural part of Canada and contactless payments are accepted nearly everywhere, most right at the pump. At worst you're using chip and pin. I can't even remember the last time I had to sign my name for a credit card transaction.
Also today a station actually declined my apple pay and I still had to go in. Guess it's not perfect yet.
Re: Apple Pay on pace to account for 10% of global card transactions
#417Earlier quoted context omitted.
>where Apple Pay is designed in such a way that Apple can not tell who you are spending your money with. source on this? AFAIK apple doesn't share it, but they definitely have access to the data.
source: "Apple doesn't retain any transaction information that can be tied back to you—your transactions stay between you, the merchant or developer, and your bank or card issuer."[0] 0: https://support.apple.com/en-us/HT203027
Once again Apple's marketing makes people believe things that aren't true, without actually lying.
Re: Apple Pay on pace to account for 10% of global card transactions
#418Earlier quoted context omitted.
Typically in the US the waiter will take your credit card back to a payment terminal rather than bringing a card reader to you. Contactless isn’t really an option in that case.
Why would you hand anyone your credit card... to take it somewhere else... and do whatever with it ....
Re: Apple Pay on pace to account for 10% of global card transactions
#419Earlier quoted context omitted.
> No need for any special hardware, any special software Umm, except for the whole Apple device...
You don't need an Apple device. The same tech used by Apple Pay is directly built into a lot of credit cards. https://en.wikipedia.org/wiki/Contactless_payment
Re: Apple Pay on pace to account for 10% of global card transactions
#420Earlier quoted context omitted.
The U.S. is notoriously behind on this sort of stuff
"The U.S. is notoriously behind on this sort of stuff" Which is to say, after inventing the credit card , the US has since fallen behind. Too busy inventing The Internet I suppose ...
Yes, it has indeed.