In the US it's usually 'insert card into reader, then wait 30-90 seconds'. I don't know where the delay comes from, but Apple Pay is usually faster for me.
30-90 seconds is a big exaggeration. Using chip without a pin number takes at most 5 seconds, and using a pin only increases the wait for the duration it takes to enter the code.
I think some of the US POS systems still use dial-up to talk to banks, so O(minutes) is not uncommon.
Apple Pay makes many purchases almost an impulse buy for me. "Hmm, that looks interesting...and you take Apple Pay? And I am buying it from someone other than Amazon, without my credit card getting stolen again ? Take my money with a single click!"
Wait until you see the rather nifty charity billboards that you can donate by waving your phone at them. Saw a photo of one on a bus shelter in the UK
I honestly love Apple Pay, but I don't use it super often because it makes me self-conscious. I feel like a bit of a dick for some reason. If you try to do something "weird" and it doesn't work, people get annoyed, or it feels like an imposition. Even when it works, people sometimes make some kind of comment. Relatedly, it's unpredictable whether it will work or not. It usually does, as long as the card machine says…
I've gradually started getting over my similar feeling-like-a-dick sentiments. I definitely always have the worry that it's not going to work (Google Pay for me here, though), and occasionally I'll fumble to hold my phone in exactly the right way for the particular card reader I'm presented with. I still also feel like if I hand a card to a cashier, and it isn't working right, I implicitly blame the store or their equipment, where if I can't get Google Pay to work, I blame myself, and then feel bad for wasting other people's time.
I honestly love Apple Pay, but I don't use it super often because it makes me self-conscious. I feel like a bit of a dick for some reason. If you try to do something "weird" and it doesn't work, people get annoyed, or it feels like an imposition. Even when it works, people sometimes make some kind of comment. Relatedly, it's unpredictable whether it will work or not. It usually does, as long as the card machine says…
That's an interesting viewpoint. Where do you live? I would imagine you live somewhere that is not along the coastline in the USA. The only time I have ever run into any kind of social friction (percieved or actual) it was only around the time that it had just rolled out and everyone would groan and say stuff like "yeah, it says we do apple pay but it wont work" But after those initial bumps it is really prevalent an…
I just replied in agreement as a sibling to your question. I live in SF and feel similarly sometimes.
I honestly love Apple Pay, but I don't use it super often because it makes me self-conscious. I feel like a bit of a dick for some reason. If you try to do something "weird" and it doesn't work, people get annoyed, or it feels like an imposition. Even when it works, people sometimes make some kind of comment. Relatedly, it's unpredictable whether it will work or not. It usually does, as long as the card machine says…
That's an interesting viewpoint. Where do you live? I would imagine you live somewhere that is not along the coastline in the USA. The only time I have ever run into any kind of social friction (percieved or actual) it was only around the time that it had just rolled out and everyone would groan and say stuff like "yeah, it says we do apple pay but it wont work" But after those initial bumps it is really prevalent an…
Portland, OR, but I never saw anyone use it in Brooklyn, either. Though NYC is incredibly backwards as far as payment technology goes, and most places strongly prefer cash.
I still get your reaction sometimes, or that look that says "I'm tolerating this, but you're annoying me."
I just found out it works at gas stations in Canada where I’d normally have to go inside and have them charge my card and sign for it. It’s made traveling a lot nicer when places support.
In Romania we have Visa PayWave for years. For small amounts you just wave the card in from of the POS and you are done. For bigger amounts you are asked your PIN and I find that reasonable. I don't see how waving my watch in front of the POS would make this easier, it would actually be more cumbersome depending on how the POS is presented.
In the US it's usually 'insert card into reader, then wait 30-90 seconds'. I don't know where the delay comes from, but Apple Pay is usually faster for me.
Chip payments are slower than contactless payments with a card, too.
Contactless payment wasn't Apple's innovation, although maybe you could say that popularizing it in the US was.
I honestly love Apple Pay, but I don't use it super often because it makes me self-conscious. I feel like a bit of a dick for some reason. If you try to do something "weird" and it doesn't work, people get annoyed, or it feels like an imposition. Even when it works, people sometimes make some kind of comment. Relatedly, it's unpredictable whether it will work or not. It usually does, as long as the card machine says…
I always rub my phone on card readers like an idiot on the off chance it accepts Apple Pay. When it doesn't work I feel like an idiot for a second then move on. So worth if I go to a particular place often.
I love Apple Pay for web. It’s seamless compared to Paypal because all you have to do is touch/faceID. It is also ridiculously easy to implement as a developer. If Apple ever goes for the Paypal/Square/Stripe market, they have some very low hanging fruits to pick.
In Romania we have Visa PayWave for years. For small amounts you just wave the card in from of the POS and you are done. For bigger amounts you are asked your PIN and I find that reasonable. I don't see how waving my watch in front of the POS would make this easier, it would actually be more cumbersome depending on how the POS is presented.
Exactly. PayWave and PayPass are both a decade old, and I'm already on my second contactless card.
Yeh, I’ve used contactless for years in the UK, but it’s limited to transactions under £30. Being able to use your phone and not fumble fir your wallet irrespective of transaction size is really quite nice.