Credit Card Signatures Are About to Become Extinct in the U.S

Post by walshemj » Mon, Apr 09, 2018, 12:30 PM UTC

rypskar wrote: post #309

Double_a_92 wrote: post #248

Earlier quoted context omitted.

> When paying by card you can still stick a few pounds or dollars in the sleeve. That would seem cheesy af to me. Like "Here have some money you poor thing!"

What I have been told is that they want the tips in cash to not leave a trail for tax authorities to see. If they get the tip in cash they don't report it as income, if the tip is added to the card it get registered as tip and tax have to be paid. So basically tip is not only a way to get around paying the workers a livable salary but also a way to avoid taxes

Post by sokoloff » Mon, Apr 09, 2018, 12:32 PM UTC

thomasahle wrote: post #297

rokhayakebe wrote: post #214

Earlier quoted context omitted.

Personally I like tipping. I think people should still be paid well, but let me tip on top of it if I wish.

It's actually somewhat infantilizing to tip someone, unless they need it to be paid. You would never give a lawyer, consultant or someone else "respected" in society "2 dollars to buy something nice". Tipping is a very in the face sign of inequality and really needs to die (as soon as the inequality is gone of course).

Post by nemoniac » Mon, Apr 09, 2018, 12:40 PM UTC

Post by xnyanta » Mon, Apr 09, 2018, 12:40 PM UTC

ashleyn wrote: post #308

jimnotgym wrote: post #240

In the UK cards moved to 'chip and pin' in 2006! Fraud in a 'customer present' scenario is very low at our stores. The last fraud in fact was a foreign card that didn't support chip and pin. I can't believe Visa and MasterCard have not made it mandatory world wide... ...except card fraud lossed are recharged to the merchant so perhaps they don't care? Out of interest there is a special exception for disabled people w…

AFAIK chip and pin shifts liability for fraud onto the credit customer. While banks may be more than eager to do so, they may also be wary of a customer backlash over this.

Post by lightbyte » Mon, Apr 09, 2018, 12:41 PM UTC

bradknowles wrote: post #235

adventured wrote: post #163

Earlier quoted context omitted.

It's because you're from out of country. You'll almost never be asked to produce ID with a standard credit card purchase in the US, unless it's unusual in amount. I'm in my late 30s and have never once been asked to produce proof of ID in relation to a standard credit card purchase. Whether at a grocery store, restaurant, etc. I've never seen anyone else have to show ID either, maybe once in the 1980s.

I write “please check ID” on the back of all my cards. I’m astonished when someone actually does check my ID. It happens maybe once or twice a year.