Earlier quoted context omitted.
There's a terrifying teardown of one of those heated shower heads here: https://hackaday.com/2018/08/25/electric-shower-head-tear-do... When he opens it, the ground wire is just floating in the enclosure, not hooked up to anything. Contacts that would mechanically fail to shorted, etc. He also mentions it flows ~24 amps of 220V on the high setting.
I used them for over 20 years in South America. I even burned them many times, to the dismay of my dad. I burned them because I wanted hotter water, and closed the water line as much as I can, the resistance heated up to red and then melted. The fact that ground contacts the water is by design. As far as I know, no one has ever been electrocuted by using one of these showers, not even me, so used to burn them. The on…
- Melted the enclosure, probably exposing the wiring, maybe near your hand if you reached up to see what was happening
- While you might have been standing on a drain that was an excellent path to ground
And, if the ground wire is meant to be constantly in contact with the water, there's certainly cheap ways to ensure that, that are better than "exposed stripped end randomly sits in the chamber".