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Americans Are Delaying Health Care Until Tax Refunds Arrive

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221–230 of 256 posts

Re: Americans Are Delaying Health Care Until Tax Refunds Arrive

#221

Earlier quoted context omitted.

And yet, here we are talking about business instead of health.

Because it's a business problem. The problem isn't that doctors don't know what to prescribe when you have an infection, it's that healthcare is so expensive that people can't afford it.

The problem is that people don't get healthcare. Price is just the rationalization for denying it.

Re: Americans Are Delaying Health Care Until Tax Refunds Arrive

#222
post #33

Earlier quoted context omitted.

Anyone who pays 10k in state taxes is going to be well into the top 10% of incomes.

Top 10% nationwide or state wide? 10k in state tax in California should be hittable with an entry level software engineer job at Google in the Bay area.

That’s still roughly top 10% of incomes, no?

Re: Americans Are Delaying Health Care Until Tax Refunds Arrive

#223

Earlier quoted context omitted.

Because it's a business problem. The problem isn't that doctors don't know what to prescribe when you have an infection, it's that healthcare is so expensive that people can't afford it.

The problem is that people don't get healthcare. Price is just the rationalization for denying it.

Price is way of measuring when it should be denied, because it has to be at some point. You can't spend the entire US GDP to save one life, even if it would work. At some price you have to say it's too expensive.

Then the question is, do you want to decide that amount for yourself, or have someone else deciding it for you?

Re: Americans Are Delaying Health Care Until Tax Refunds Arrive

#224

As employers switch to High Deductible Health Plans where insurance doesn't kick in until one has spent a deductible of several thousand dollars, many people are delaying health care in general. A doctor's visit that once cost a co-pay of $30 is now frequently a cash price from $130 to $400, plus more for lab work. With higher costs and much of them unknown in advance, many skip getting things checked until it seems…

I'm even researching medical tourism. The unknown financial risks are too high

Re: Americans Are Delaying Health Care Until Tax Refunds Arrive

#225
post #73

Canadians with their great health care system seem to think that they need ~250K salary/year to feel comfortable [1] So most people are either too desperate or aspiration too high that no government in the first world can make them happy. 1. https://www.huffingtonpost.ca/2018/11/03/average-salary-cana...

And Canadians think they need $750k for retirement - are they expecting to retire for three years and then die?! https://business.financialpost.com/personal-finance/the-magi...

Does everyone spend 100% of their salary, no matter how large it is?

Re: Americans Are Delaying Health Care Until Tax Refunds Arrive

#226
post #113

Earlier quoted context omitted.

I think it is reasonable as a society that we should have options for living alone that are affordable.. or otherwise pay living wages.

Based on what do you think that? You can be happy, healthy, and safe, even if you have to share a kitchen and bathroom. Single-resident dwellings are the exception throughout human history. Not that I necessarily disagree with you - I'm still figuring out how exactly to think about this issue.

It’s based on universal human rights.

Re: Americans Are Delaying Health Care Until Tax Refunds Arrive

#227

Earlier quoted context omitted.

> Why why why do you put up with this in America?? What do you suggest we do? > I honestly don’t understand why not every single American is screaming for access to health services that are literally on their front lawn. You think we aren't? You think it matters?

Look at the last election... results speak for themselves, that is why people are confused why this isn't the single largest issue for American people.

Which election? Neither Hillary nor Trump were in favor of socialized medicine. Bernie was, but the rigged system made sure he wasn’t an option.

Re: Americans Are Delaying Health Care Until Tax Refunds Arrive

#228

As employers switch to High Deductible Health Plans where insurance doesn't kick in until one has spent a deductible of several thousand dollars, many people are delaying health care in general. A doctor's visit that once cost a co-pay of $30 is now frequently a cash price from $130 to $400, plus more for lab work. With higher costs and much of them unknown in advance, many skip getting things checked until it seems…

And if I am wrong please correct me, but I recall high deductible health insurance became more common/prominent since "obamacare". Which i viewed as at best a half measure at the time.

Re: Americans Are Delaying Health Care Until Tax Refunds Arrive

#229

Earlier quoted context omitted.

Nuclear powered aircraft carriers are cheaper than diesel powered aircraft carriers.

I believe the point was that aircraft carriers are more expensive than no aircraft carriers.

Possibly, but the point was poorly formed, lacked specificity, and is outside the scope of conversation.

Re: Americans Are Delaying Health Care Until Tax Refunds Arrive

#230

Earlier quoted context omitted.

Through no fault of the author, this comment thread explains the trick. The article talks about US health care access but the discussion quickly goes off into the weeds of the US health insurance market. As soon as we start talking about premiums we adopt business language and metrics and abandon medical language and metrics. All that money is pocketed by businesses run for profit. It's pocketed because it can be. It…

> As soon as we start talking about premiums we adopt business language and metrics and abandon medical language and metrics. To provide healthcare you need doctors, who need money to pay rent and student loans. You need an office to put the doctors in. You need drugs and medical devices, and researchers to come up with them. You need lawyers to keep the doctors from conducting the Tuskegee Experiment. And nurses and…

You neglect to bring up culpability of insurance companies.
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