Like half of these are negatives, imo. 1) I've found places in the bay for way less than what they were saying, even without roommates. Its like 2k for a 1br in Lake Merritt, which is 15-20 minute BART to SF. 2) Yes startups that are pre-seed/ pre-series A will have crazy hours, but any big tech co. will be pretty close to 40 hours a week. My team is pretty big about work life balance, and we work at a place infamous…
You are the exception here, not the rule. 46 USD for Healthcare is pretty rare in the US. It's not uncommon for people to spend 500 USD per month, so 300 CHF would look good to many people.
There is also the potential argument that the Swiss healthcare system is better overall than the US system, but that could be a complete debate in itself.