Why isn't there a standard way of filing complaints against a company and/or discussing them online? It would be so helpful if a consumer could just go to www.company.com, and click on a "discuss website" or "complain" button in the browser.
Stripe Is the New PayPal
111–120 of 329 posts
Re: Stripe Is the New PayPal
#112We've been with Stripe going on a year and a half and they've been one of the most responsive and with it service providers I've ever worked with. Can you tell us how long it has been since you sent the email? There must be some level of fraud prevention in any financial platform. You didn't give many details as to the type of charges you made or evidence past "no one charged back" as to how you made them. This is a…
> Seems unlikely to be the full and absolute time line of events.
Credit card processors do this all the time.
Re: Stripe Is the New PayPal
#113Scary. I was hoping they'd remain the oasis in the harsh desert of online payment systems.
Re: Stripe Is the New PayPal
#114All of these payments services are going to die within 5 years anyway. Before people get all pissy and down vote this assertion let me you remind you that a massive(and growing) portion of the world has become completely disillusioned with the global fiat currency system(or perhaps just enlightened as to how it works?), regardless, its days are numbered. I am not however entirely convinced that cryptocurrencies, name…
What do you expect to replace it?
Re: Stripe Is the New PayPal
#115Stripe CEO here. I just wanted to let everyone know that I'm taking a look at what happened here.
OP (disappointeddev), if you could drop me an email, that'd be great: patrick@stripe.com.
Re: Stripe Is the New PayPal
#116All of these payments services are going to die within 5 years anyway. Before people get all pissy and down vote this assertion let me you remind you that a massive(and growing) portion of the world has become completely disillusioned with the global fiat currency system(or perhaps just enlightened as to how it works?), regardless, its days are numbered. I am not however entirely convinced that cryptocurrencies, name…
There are more people trying to get Mickey Mouse into the White House than there are competent people with realistic opinions about Bitcoin.
Re: Stripe Is the New PayPal
#117-- PSA regarding Credit Card Validation -- Last year I was testing Stripe integration. I tried using my own credit card with a fake name. Surprise, it went through. I emailed Stripe support. After half a dozen emails discussing CC authorization I learned that Stripe does not and can not validate Name & Address on credit card. Stripe told me that Credit Card companies do not disclose this data to Payment Processors li…
Names and addresses are extremely difficult to verify as spelling, abbreviations, etc. can all come into play. With that said, about 3 months ago I was having problems reloading my Starbucks card with my credit card. The charges would go through on my credit card, the balance wasn't updating on my Starbucks card, and Starbucks system got stuck in a loop somewhere and kept taking money out off my card until I called m…
There are many services that will do data sanitation. It can be difficult but certainly seems in the purview and capabilities of a $170 Billion company (visa).
You can get pretty far with with fuzzy matching or just a simple levenshtein distance between name on record and name sent with order.
Re: Stripe Is the New PayPal
#118Earlier quoted context omitted.
I think one thing that is not well understood is that Stripe has a "Freemium" model. Prior to Stripe nearly all other payment processors required a minimum monthly fee. Stripe's lack of any minimum monthly fee is something that makes it very attractive and undoubtedly helped partly fuel their rapid growth. It's a great example of how you can leverage VC funding to build a business. Having said that it must mean a sta…
I'd argue the processing fees do not make it freemium.
Yep. But even then you don't "pay" that fee (it's deducted and you get the net) and you don't have a set monthly fee. So there's no hard cost of setting up and maintaining a site with them.
Re: Stripe Is the New PayPal
#119All of these payments services are going to die within 5 years anyway. Before people get all pissy and down vote this assertion let me you remind you that a massive(and growing) portion of the world has become completely disillusioned with the global fiat currency system(or perhaps just enlightened as to how it works?), regardless, its days are numbered. I am not however entirely convinced that cryptocurrencies, name…
What do you expect to replace it?
I expect Bitcoin will be global currency.
Re: Stripe Is the New PayPal
#120-- PSA regarding Credit Card Validation -- Last year I was testing Stripe integration. I tried using my own credit card with a fake name. Surprise, it went through. I emailed Stripe support. After half a dozen emails discussing CC authorization I learned that Stripe does not and can not validate Name & Address on credit card. Stripe told me that Credit Card companies do not disclose this data to Payment Processors li…
> Try for yourself next time you order something online. Makes me wonder why they even collect the data in the first place... You're right, you don't need the billing address to process a payment, although it's not true to say it's not used at all . Sometimes card companies do validate it, it depends on the type of transaction and the fraud profile. Often it's fuzzily matched, so name may not matter. But you can also…
But it seems like you can just give them your Eastern European address for both and get through just fine, no?