Earlier quoted context omitted.
PayPal isn't a merchant platform -- it's a payment service so yes you can accept personal payments, it might not be covered by seller protection if that's what you mean. That's no excuse for terrible security policies though. I mean literally every buyer had a stolen account!
How were you determining the accounts were stolen? Also, as much as we would love to say companies are responsible for the security of our accounts, losing credentials is also a user issue.
About 3-5 days after each payment was confirmed Paypal would reverse it due to it being unauthorized. More so the payment would show up as confirmed/valid initially, at no point during the process did Paypal make you aware of the possibility of the payment being reversed nor to help you confirm/validate that it was in fact authorized by the account holder.
> Also, as much as we would love to say companies are responsible for the security of our accounts, losing credentials is also a user issue.
Of course it's a user issue at a certain scale, but when it's that prevalent I am inclined to say that company is primarily at fault.
It was just a WoW account, so not a big deal for me, but I'd really hate to be a merchant or someone otherwise relying on Paypal day-to-day, that sounds absolutely horrible.