Earlier quoted context omitted.
Cut expenses, payoff debt, increase savings... on principle. Then when you see the first early warnings, do the same but twice as hard. I am well on track to pay the mortage in 4 years instead of the standard 20, have probably 6 months of expenses in the bank, plus another 2-3 months of expenses in a different account because the wife has begin to have funny ideas about what to do with the extra cash. (I have already…
How are you paying off the mortgage in 1/5 of the time?
(How is he able to do that? By working like a maniac, I guess.)