Earlier quoted context omitted.
There is also an issue with disability benefits where they are structured with disincentives to work. The motivation to not pay disability to people who can work is understandable, but for people who can work some but whose disability hinders their ability to get a full-time job or one that's not highly paid, it's a disaster. http://marginalrevolution.com/marginalrevolution/2013/07/aid... This is a point that's not f…
If we consider the difficulty in obtaining disability benefits and the difficulty in keeping them, we should also consider why someone would go through the hassle. I don't think that the benefits are all that much (I could be wrong). What if we, as a society, could make it easier to obtain and sustain a good-paying job? Would people be still willing to go the route of disability? Maybe there are few jobs that many pe…
Everyone is eligible for SSI but pays the least (maximum $733 / month federal, some states add a small amount). Someone on SSI whose parent has enough qualifying working quarters can switch to SSDI at 1/2 of the benefit the retiree would be eligible for at full retirement age. This currently tops out at around $1400 / month. Finally, if you yourself have worked enough qualifying quarters (6-20 depending on age) and become disabled you may be eligible for primary SSDI. These top out at around $2600 / month, but average much less. An additional benefit of SSDI, is that after two years a recipient becomes eligible for Medicare.