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The Unexotic Underclass

miter.mit.edu

131–140 of 309 posts

Re: The Unexotic Underclass

#131
post #29

I can sum this up so very simply. The way to make the most money is to get as close to money as possible. Hence why finance is such a lucrative career. We are seeing the obvious flaws of capitalism now that capital is no longer tied to low skill labor for manufacturing. Want to make a ton of money 1 year from today and have good credit? Spend your days with an MLS subscription finding under-priced homes to flip in a…

I used to be a real estate agent. As I recall, pretty much every home shopper was looking for something underpriced. You'll face a lot of competition on that route.

Re: The Unexotic Underclass

#132

Earlier quoted context omitted.

> how many of your friends "don't give fuck all about the poor"? Almost all of my friends. And I'm from Amsterdam, the Netherlands, generally considered a pretty open-minded, progressive, tolerant and caring place. My friends are educated, middle-class. They're caring and generous to friends and family and have disposable income. But they're extremely hesitant to something even like Kiva - a charity which allows you…

There is - sadly - a hierarchy of insight which privileges self, then family (sometimes), then friends, then associates and coworkers (more or less), then local community, then country, then other countries, then species, then planet and ecosystem. The basic problem is that economics rewards smart choices for the earlier items on the list and punishes smart choices for the later ones. So it's 'not efficient' to think…

> a hierarchy of insight

Absolutely, there's a joke on journalism that newsworthiness = death / distance. Evolutionarily that makes a lot of sense, for immediate selfish reasons it makes sense to pay attention to that which directly impacts you.

The tragedy here is that we're not really very moral creatures. Somehow when we see a child drowning in a nearby pond, we jump in, despite ruining our smartphone, expensive watch and new jordans in the process worth $1000 together, to save the kid.

And if we ask someone 'would you do it again, knowing it'd cost you $1000 of your stuff', they'd smile 'of course'. We celebrate this, and we call them heroes, and when we tell them they're a hero they smile 'anyone would have done it'. And if it was a boat, and 100 children were in the water, we'd still go in and save as many as possible, even if you're alone and can only save 3 kids.

But when we are presented with data that $60 can save a child from a painful death through the purchase of Malaria nets, we say no. We come up with many reasons. One is cost, people can't afford the $60. (Note in the previous example someone was willing to pay $1k to save nearby child). We might say there's too much suffering, we can't solve the problem. (Note in the previous example, someone would be killing to save even a few, as every life counts).

Technology could play a role. The big internet utopia is that we're all connected, and the world becomes a smaller place, a world in which everyone is a neighbour we care for. To a small extent that can be achieved. It seems we give more to our overseas allies, friends and those with historical ties. France is more prone to give to an Algerian earthquake than one in Tunisia, due to colonial, cultural, political, historical ties, for example. So cultural exchange through technology can help bring us closer, but only on a macro-level.

More specifically, we're seeing blogging slowly take off. You know how CNN etc now have twitter feeds, and a portion of the news is reported by citizens? That'll take off everywhere, as publishing (blogging, vlogging, tweeting etc) becomes easier and cheaper. That may shorten the distance between the needy and those with disposable resources, a role normally suited for NGOs that try to bridge the gap. Storytelling, reporting, data collection etc will become cheaper and easier, and that affects people's willingness to give.

> If you're directly, immediately impacted by someone else's misfortunes you're going to want to do something about them.

Indeed, although I don't really have any clue how technology could achieve it, or if we'd even want to. For now there's the correlary, which is that as countries become richer, natural family planning occurs and the birthrate goes down. The tendency for illicit outlets (like crime and indeed terrorism, e.g. check out the movie Horses of God) decrease. The level of education increases. Look at China, suddenly we get 300m extra middle-classish people whose children go to school. The point here is that rising tides lift all boats. And all ideas (and thereby all knowledge), Chinese ideas or otherwise, are like a candle, you can light someone else's candle without diminishing your own. So while I may not be hurt if a country is poor, I look forward to a country's development, as it benefits me, too. I hope that becomes a slightly bigger element in our rhetoric on things like national security, because we could partially displace military action with more international development.

Re: The Unexotic Underclass

#133
post #5

fta: But there’s only so much Washington can do to help out, what with government penniless and gridlocked, and its elected officials occupying a caste of selfishness, cowardice and spite, heretofore unseen in American politics. This is pure both-sides-do-it bullshit. In reality, one side recently passed an amazing transformation of health care to attempt to pull the united states -- still the world's richest large c…

>Somehow Europe, Canada, Japan, etc, all make health care work but we can't.

The countries you mentioned largely have outsourced their national defence concerns to the United States, allowing them to have defence budgets of <10% of spending while the USA's defence spending stands at 17% of spending. That is not irrelevant to this discussion.

Re: The Unexotic Underclass

#134

Earlier quoted context omitted.

> The most common issue - no email address. Second most common - has email, but has to take the bus to the library to check it. Absolutely. We have come to know a couple of guys, one ex-homeless, who have real troubles here. We lent one an old iPad and that, together will free wifi in coffee shops and malls, has enabled him to talk to government agencies and job centers.

These days you can buy no-name android tablets from Walmart for $44. For example: http://www.walmart.com/ip/Ematic-7-Tablet-with-4GB-Memory-an... That's cheap enough that there's no reason for a poor person NOT to have one.

Well, as long as you ignore all the cultural and social elements that got him into that position in the first place. Oh, and the $44.

Re: The Unexotic Underclass

#135
post #29

I can sum this up so very simply. The way to make the most money is to get as close to money as possible. Hence why finance is such a lucrative career. We are seeing the obvious flaws of capitalism now that capital is no longer tied to low skill labor for manufacturing. Want to make a ton of money 1 year from today and have good credit? Spend your days with an MLS subscription finding under-priced homes to flip in a…

>Want to make a ton of money 1 year from today and have good credit? Spend your days with an MLS subscription finding under-priced homes to flip in a couple weeks. You'll be a millionaire in a year I guarantee it. Considering only 3% of Americans are millionaires, and assuming >3% of Americans would like to be millionaires, in order for your statement to be valid is if whatever you wrote was some sort of never before…

The problem is capital. It takes a lot of capital to flip homes. Most of the people I know are in a pretty good spot financially, but almost none of them could afford to flip homes unless they got a really good deal on a teardown and they did all the renovation manually (and you're certainly not going to become a millionaire in one year at that pace).

Re: The Unexotic Underclass

#136
One thing that annoys me with this, and I keep noticing time and time again from people who are presumably more used to lecturing selected groups than writing for public consumption, is that there seems to be an assumption throughout the text that the people being referred to within it are not going to be part of its audience, despite it being posted on a publicly accessible web page.

Re: The Unexotic Underclass

#137
post #94

Earlier quoted context omitted.

These days you can buy no-name android tablets from Walmart for $44. For example: http://www.walmart.com/ip/Ematic-7-Tablet-with-4GB-Memory-an... That's cheap enough that there's no reason for a poor person NOT to have one.

For some $44 is a lot. Jack Monroe was poor and a blogger. She wrote a powerful piece about it once: ( http://agirlcalledjack.com/2012/07/30/hunger-hurts/ ): > This morning, small boy had one of the last Weetabix, mashed with water, with a glass of tap water to wash it down with. ‘Where’s Mummys breakfast?’ he asks, big blue eyes and two year old concern. I tell him I’m not hungry, but the rumblings of my stomach cal…

Jack Monroe has a political agenda behind her claims.

Note that she voluntarily gave up a full time public-sector job (emergency services dispatcher) with a decent salary to go on benefits.

Why does she have a child if she doesn't have the income to support them? Where is the father?

Re: The Unexotic Underclass

#138
post #76

I would really love to cater to the unexotic underclass, but how? I mean he goes on and on about how much opportunity there is, but I don't see it. I know how to get 500 white liberal suburbanite young males to pay me $10 per month. They have the money and they love to spend it on tech and gadgetry that makes their lives even more comfortable. But single house mothers? Poor Romanians? How would I even get them to pay…

Agreed. The core thing that any business has to do is make a product that people will pay for at a price that at least breaks even. You can't sell salvation to a person that doesn't have any spare cash. This sort of thing is the role of governments, not businesses. The core problem you have in the US is that your government is one of those incumbent inefficient dinosaurs that doesn't really do much of anything useful…

Why does the US government insist on being an "inefficient dinosaur"? Stacks of paper forms processed by hand? It seems as though the process is designed to be as inefficient as is possible. Perhaps the US government delays paying the war veterans on purpose because it saves money. 9 months of being unemployed and disabled with possible mental trauma from war:

>In the past 5 years, the number of vets who’ve died before their claim has even been processed has tripled.

...can be restated:

>In the past 5 years, the number of vets to whom the US government has avoided paying disability (due to their death) has tripled.

Re: The Unexotic Underclass

#139
post #58

Earlier quoted context omitted.

Yeah, as someone who qualifies as privileged having grown up firmly middle-class and blessed with computers and the interest to learn them since the 80s, I am not incredibly inclined to channel my entrepreneurial spirit into something unfundable to satisfy the moral call of an ex-Goldman MIT graduate on a guilt trip. Put simply, I can not move the needle through self-sacrifice. That doesn't mean I don't have ethics a…

>>"I'm not fool enough to believe I can solve (eg) poor single mothers' problems in this country with an app." I've recently done research specifically on this topic, and here are three of single moms' many problems that probably could be solved with an app: - Training for a job - Reliable (as in timely and as in not about to fall apart) transportation to a job - Childcare so that she can attend a job

I have personal experience with this from working with multiple single mothers while working retail as a starving student and the most effective way to get single mothers out of poverty is to get rid of the single part of their description. Patching the symptoms temporarily didn't seem to help much.

I'm not talking about some retroactive guilt shaming idiocy or a very niche dating website (although I've seen that work...) just from personal observation one chick and one kid in one apartment is just doomed, absolutely doomed, but you get three of them in a house having each others back and watching each others kids when they have to, and they get somewhere, at least better than the one trying to go it alone. And from direct personal observation, usually way the heck too much interpersonal "reality TV show" class of drama. Maybe the key is fixing the drama, somehow.

I know this sounds hideously 2009-ish but a social network for single moms is probably not the worst idea ever. Once you organize them, your list of three problems kind of takes care of itself.

Re: The Unexotic Underclass

#140
post #61

Earlier quoted context omitted.

> "It is not about class, it is about solving a want or a need in a sustainable way." Of course it's about class. YC (and everyone else in this industry) is very good at solving a want that they understand, and very bad at solving wants they don't understand. And our industry is consisted almost exclusively of upper-middle class white urban men. In fact, this demographic is even more prominent in the entrepreneur cla…

All progress is aimed at the rich. The first people with light bulbs were rich, the first people with indoor plumbing were rich, the first people with cell phones and automobiles were rich, etc, etc. It's not nearly as much fun to solve poor people's problems since often the solutions already exist; they just can't afford or otherwise access them.

If they can't afford it, then it's not really a solution to their problem is it?
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