Earlier quoted context omitted.
>if you can afford it, the upside is potentially far more beneficial than the downside I looked into this in some detail a while ago, and I recall Alcor indicated that many of its members opt for life insurance (with Alcor as a beneficiary) to cover the cost of cryopreservation. That's something like $75K to cryopreserve your head, and $150K for whole-body cryospreservation. I suspect the mean age of HN readers skews…
How does the math work for paying let's say 60 years times <$100 and cashing out $150k at the end?
There are other types tied to investment vehicles that go by names like universal and variable life insurance. Those can have certain tax advantages and can let you build that "cash value" you mentioned.